5
out of 5
POSTED: | BY: Lee Ann
Amazing
Amazing service. Seem less. Quick response and payout. Provides confidence that my fur baby is protected. Assurance and peace of mind.
4.8
out of 5
Number of reviews 834
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Sammie
Happy with Lemonade Insurance
I am happy that I purchased lemonade insurance for my dog. It was easy to sign up and simple to understand my policy. When my dog got sick, I was worried that it would take a long time for my claim to get accepted, but it was only about a week. It was easy to file the claim and I received an email from the customer service helping to figure it all out. It’s easy to understand and the employees were trying to make it as easy for me as possible.
5
out of 5
POSTED: | BY: Jake
So easy! It's an insult to call it insurance.
I am against insurance. I signed up for Lemonade because their pricing was better than the rest and my experience so far has been great. The claim submission experience is easy and hassle-free. It was very clear what they would pay for and the app made it super fast. Took maybe 5 minutes to submit and I was reimbursed almost immediately. I am seriously thinking about moving as much insurance as I can to them based on what they do for pets.
5
out of 5
POSTED: | BY: Jeffery
Worth the money
Submitted a claim and was all handle within 15 minutes.
5
out of 5
POSTED: | BY: Kathy
Lemonade Pet Insurance
As far as I could tell, the rates are competitive, you can choose the level of coverage you want, you can buy a wellness add on as well.
I’ve only had it 4 months, used the wellness 3 times, claims paid promptly.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet