Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Annette DeGraw

The whole process went very smoothly and quickly.

I was very pleased at how easy the whole process was. I received my check within two weeks of the claim. They even emailed me to check in on my dog and see how she was doing. I would definitely recommend this insurance company to other pet owners.
5

out of 5

POSTED: | BY: jill

Best Pet Insurance option out there

Many different pricing/coverage levels and never a problem filing a claim and getting payment. Does the price go up, just like people insurance - yes but it's insurance - they all go up. We've had this plan for 5 years and have no plans on leaving this company.
3

out of 5

POSTED: | BY: Michael

Rate Increase

Rates increase even when there is no claim!!
5

out of 5

POSTED: | BY: Danielle L.

Super easy claim submission and even faster approvals!!

Reese is our first pup and when we asked around to all of our friends, everyone recommended Healthy Paws. We didn't want the cheapest insurance, we wanted the best insurance to make sure our dog was taken care of at a fair value. We got all of that and more! Submitting claims on their website takes all of 30 seconds and they are usually approved within the week. Highly recommend for all parents of furry babies!
5

out of 5

POSTED: | BY: Joseph Weber

Superb coverage, timely responses and minimal paperwork.

HP provides solid coverage and timely responses. It also keeps paperwork to a minimum.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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