Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
After researching numerous pet insurance companies, I found that Healthy Paws was the best fit for our furry family. It was very easy to sign up and even easier to navigate their app. Within 2 months of adopting Duncan, he needed knee surgery. I submitted all of his vet receipts and within the month I had a reimbursement of 90% direct deposited into my bank account. If it wasn't for the awseome coverage offered from Healthy Paws, I would be 2 grand in the hole. Don't hesitate when it comes to pet insurance...Don't hesitate in choosing Healthy Paws.
5
out of 5
POSTED:
| BY: Alex
Prompt, helpful, and compassionate service
I couldn't be happier with the service we received from Healthy Paws. The last thing we need to worry about when dealing with a pet health emergency is our insurance and Healthy Paws really enabled us to focus on what was most important...our dog's health! I would absolutely recommend Healthy Paws to anyone looking for pet insurance.
5
out of 5
POSTED:
| BY: Aurora
No hassle with our claims and prompt payment made!!
Best pet insurance out there!!
1
out of 5
POSTED:
| BY: John Nicrone
THE WORST!!
HANDS DOWN, THE WORST CUSTOMER SERVICE I'VE EVER EXPERIENCED.
After the first year, my premium was increased 12%. After the second year, they attempted to raise it ANOTHER 20% above that. I declined and wanted to cancel before the increase started (I was given roughly six weeks’ notice to the increase).
I spoke to a customer service agent, and was given the deadline I needed to cancel by. I called and canceled on that date because I wanted the full (paid) coverage in case something happened with my pet before the premium increased.
It turns out I should've been given the day before, as THAT date was day 1 of the new billing cycle, when they'd charge my credit card with the 20% increase.
I'm six weeks into trying to get my refund, and it still has not even been looked at by their Operations Dept. "They're very busy" is the excuse I'm giving each time I call for an update, which is weekly.
With each call, I get ten apologies (right off their script), but no closer to resolution. Absolutely pitiful service, based on information their employee gave me. It's clear no one with authority is in a rush to make this right and refund the charge. I'm held hostage by Healthy Paws. Thank God my rent, mortgage, groceries, utilities, etc aren't dependent on those funds (MY FUNDS) being available to me.
Healthy Paws was a true partner in our dog's recovery from a catastrophic injury.
My dog suffered a catastrophic injury a month ago - with damage to his spine that resulted in partial paralysis. He was in pain, and we knew there was a difficult road in front of us. Healthy Paws was supportive from the start, allowing us to make the best decisions for our pet rather than having to worry about the costs. This made a world of difference - we took an aggressive course of action and a month later our dog is making a miracle recovery.
If not for Healthy Paws, we would not have been able to take the approach we did, and so along with the amazing vets who have cared for him, we have Healthy Paws to thank for the ongoing recovery of our buddy. Backed by Chubb, I always had faith that Healthy Paws would be there in a time of need and they have been a true partner with incredible turnaround of our claims - the entire process has been so simple (upload receipts directly on the website and the claim is filed - could not possibly be easier) - Healthy Paws is simply the BEST.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
