Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Roxanne Fulton

Actually the WORST experience I've ever had with a company.

Do not recommend! Expect to jump through a million hoops to get documentation in their hands, expect no communication, and expect absolutely no ownership over your claim. Also, might be good to expect that any condition your pet has associated with your first claim to be rejected and excluded, thus rendering any future claim associated with that condition to now be considered "pre-existing"...forever. Also, don't expect any pro-active communication letting know what your obligations are to make your policy effective.
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2

out of 5

POSTED: | BY: Amy

fraudulent

Have had healthy paws for years, would recommend them in the past. Then my dog developed a chronic condition, and they are DOUBLING his premium. DOUBLING. requiring 177.00 a month just to insure him. And of course now I cannot go to another company because it is pre-existing. And their response is " well, the claims in the state have gone up". DO NOT GO WITH THIS COMPANY. CALL TRUPANION.
5

out of 5

POSTED: | BY: Raynette

Excellent insurance

This is insurance is worth getting, my dog had to stay in the hospital with IV, they covered it. I’m glad I got this insurance.
5

out of 5

POSTED: | BY: Laura

Highly recommended insurance for your furry ones!

So glad I purchased this insurance. They were highly recommended by others. My young puppy got salmon poisoning which resulted in several visits to the Vet and an overnight stay in the hospital. Very costly and stressful. It was very easy to submit the claim online and I received reimbursement quickly. So worth it, and they even followed up with me to see how my puppy was doing. A+++
5

out of 5

POSTED: | BY: Laura W

Highly recommended for your furry loved ones!

So glad I purchased this insurance. They were highly recommended by others. My young puppy got salmon poisoning which resulted in several visits to the Vet and an overnight stay in the hospital. Very costly and stressful. It was very easy to submit the claim online and I received reimbursement quickly. So worth it, and they even followed up with me to see how my puppy was doing. A+++
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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