Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Judy Lewis

Quick pay out, very easy to file a claim, affordable.

Healthy Paws was super easy to work with. Very easy to file a claim and Healthy Paws paid quickly. They even checked back to see how my dog was doing after his rattlesnake bite!
5

out of 5

POSTED: | BY: Kamile

Great company!

Great! Covered my dogs surgery and paid out quickly. They also checked in to see how my dog is doing. Truly a pleasure!
5

out of 5

POSTED: | BY: Ross

Best Purchase I've Ever Made

If you're doing research for the best pet insurance to get for your dog - or deciding whether to get it at all - allow me to do that research for you. Get insurance, and get Healthy Paws. Healthy Paws was the best purchase I have ever made - hands down. Rates, deductible, and what's covered are all pretty comparable but Healthy Paws is rare in that there are no annual or lifetime maximums. My dog has needed three major surgeries, and all were covered 90%; that gave us the peace of mind to go forward with what was best for Roslin without having to worry about the financial burden. Making a claim is incredibly easy and processing is lightning fast - and better yet, with each time Roslin had a major incident, Healthy Paws checked in to see how she was doing. They are an insurance company that cares, and you can see that as well in their efforts to support rescue animals. I can't recommend them highly enough.
1

out of 5

POSTED: | BY: Margaret Stoltzfus

140% Premium increase. Here is an email I received from them…

Here is an email I received from them today increasing my insurance 140%. I have been with them for 8 yrs and had only one claim and that was this year for a payment of $1700. What a bunch of crooks. Healthy Paws Pet Insurance Policy Anniversary Hi Margaret, Thank you for being part of the Healthy Paws family. We look forward to helping you care for Faustor (Sam) Van Noort in the years ahead! Your Healthy Paws policy provides ongoing access to the best veterinary treatments available, reimbursements based on the actual vet bill, and unlimited lifetime benefits. To continue to offer these great benefits, your monthly premium will Increase for the policy period beginning in 60 days as shown below. Your rates never increase for filing a claim. In addition, the wording on your policy will change. The changes are described in the document entitled "Claims Process Endorsement Communication," which you can find in the link below. Policy Information • Protected Since: 07/13/2012 • Current Monthly Premium: $96.47 • New Monthly Premium Starting in 60 Days: $234.72 Manage Your Policy You may adjust your policy options to lower your monthly premiums while keeping the same great coverage. Manage Your Policy » Click Below for Policy Documents:
5

out of 5

POSTED: | BY: Matt G

Love HealthyPaws

Gave us great, honesty and speedy service. Very fair and all as expected when we've made claims. Strongly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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