Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,264

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Michael

Healthy Paws is the best!!!

We have had healthy paws since 2015 and would highly recommend them to any dog owner. Our two beagle mixes have had all major expenses covered by Healthy Paws. Claims are paid promptly and the online process to submit claims is easy. Healthy Paws is the reason our dogs have been able to receive the very best medical care. Both "Chilly" dog and "Buster" dog give them 5 wags!
5

out of 5

POSTED: | BY: Przemyslaw

Easy and No Pain Claim Processing

We’ve had Healthy Paws insurance since we got our Lab as a puppy. Unfortunately at 5 and 1/2 yrs old, he was diagnosed with Lymphoma. Hearing this news was a shock to our family. Thinking since this will cost thousands of dollars that Healthy Paws was going to make the claims difficult. Not at all!! We have been doing treatments and they process our claims quick and no run around. Im so thankful we chose them. They even have an option to pay the vet hospital directly so we don't have to pay the high costs and wait for reimbursement. I tell all pet owners about Healthy Paws and definitely recommend.
5

out of 5

POSTED: | BY: Nadine

Look no further - the BEST

We adopted our puppy at 10 weeks old and she just turned 2 yesterday. She's had an eventful first couple of years including: - distal fibula fracture #1 (xrays, CT scan, more xrays, meds, and 1-2x weekly splint bandage changes for 8 weeks) - anaphylaxis #1 (injected meds) - distal fibula fracture #2 (all of the above plus a 3rd CT scan, a custom brace and 2 months of physical therapy) - anaphylaxis #2 (above + labs, epi-pen) - therapeutic massage for muscle atrophy/misuse of other muscles related to twice broken leg - anal gland abscesses x2 that required antibiotics ....I think that covers all her non-preventative care. Healthy paws has been AMAZING. We have saved probably close to 10k by having it. Getting reimbursed has been super easy, customer service is phenomenal, and they even reach out to check in with personal messages to see how my dog is doing after they've seen a claim. I cannot recommend this company enough.
5

out of 5

POSTED: | BY: NS

Look no further for pet insurance - THE BEST!

We adopted our puppy at 10 weeks old and she just turned 2 yesterday. She's had an eventful first couple of years including: - distal fibula fracture #1 (xrays, CT scan, more xrays, meds, and 1-2x weekly splint bandage changes for 8 weeks) - anaphylaxis #1 (injected meds) - distal fibula fracture #2 (all of the above plus a 3rd CT scan, a custom brace and 2 months of physical therapy) - anaphylaxis #2 (above + labs, epi-pen) - therapeutic massage for muscle atrophy/misuse of other muscles related to twice broken leg - anal gland abscesses x2 that required antibiotics ....I think that covers all her non-preventative care. Healthy paws has been AMAZING. We have saved probably close to $10k by having it. Getting reimbursed has been super easy, customer service is phenomenal, and they even reach out to check in with personal messages to see how my dog is doing after they've seen a claim. I cannot recommend this company enough.
5

out of 5

POSTED: | BY: Cindy

The best pet insurance!

Healthy Paws is the best! Quick claim reimbursement, and an email asking how Bella was doing after surgery.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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