Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Our Dog is so Lucky to have Healthy Paws Pet Insurance
We adopted our Charlie dog when he was five months old and we were told that he was a lab mix. He was a beautiful light brindle with golden eyes and the sweetest personality. We wanted to make sure he was healthy and happy and got Healthy Paws Pet Insurance. In his first couple of years, we used it a few times -- even once for kennel cough. It was "handy" in the way we thought pet insurance would be. Before he turned 2 years old, he got diagnosed with a rare and debilitating cancer. We were so stunned. We were even told after several blood tests and ultrasounds that we should just let him get comfortable. But luckily an oncologist suggested chemotherapy because he was just so young. Healthy Paws ALLOWED US TO EVEN CONSIDER THAT AS A POSSIBILITY. He went through several rounds of chemotherapy (at a heavy cost every 3 weeks). After almost 8 months, his doctor said he was stable and in remission. Without Healthy Paws, their quick turnaround, ease of use on the app, and KIND CUSTOMER SERVICE, we wouldn't have our pup today. Thank you Healthy Paws!
5
out of 5
POSTED:
| BY: Justine Karl
Jason needed Patellar Luxation surgery, and Healthy Paws delivered!
Just after his first birthday, out best boy Jason, a Border Collie mix, was in the yard playing fetch. All of a sudden, he came up lame on his back right leg.
We initially thought it was just a a muscle sprain, but the issue continued for weeks on and off. After a visit to the vet and a set of x-rays, we discovered Jason had grade three Patellar Luxation.
We were referred to a orthopedic specialist, and they advised Jason would need surgery to prevent further complications and to preserve his quality of life and active lifestyle. We were advised that the surgery could potentially cost upwards of $5,000 depending upon the complexity of the repair!
Luckily we had purchased Healthy Paws Pet Insurance when we adopted Jason at four months old, and boy, did they deliver!
They worked directly with the veterinary hospital to pre-authorized the procedure And to confirm there were no pre-existing conditions in his medical history. They even arranged direct pay so we wouldn’t have a large out of pocket expense that we’d have to wait for reimbursement on!
They made the claims process simple, and they made an incredibly stressful situation so much easier. We had peace of mind knowing we had Healthy Paws Pet Insurance, and that they would be there to cover the cost of Jason’s surgery so he could get the care he needs.
Jason’s surgery went very well, and the vet has been very happy with the progress of his recovery thus far! With any luck, and lots of rest, he’ll be back in action in no time. We’re incredibly thankful we had Healthy Paws Pet Insurance, and consider it one of the best investments we’ve made to date!
5
out of 5
POSTED:
| BY: Jenny Holp
I would choose Healthy Paws Insurance Every time!
Healthy Paws Insurance has been amazing! My beagle, Marley, tore his ACL completely and surgery was going to be quite expensive (over $4,000). If I had not had Healthy Paws insurance, I may not have been able to give him the best care possible. Thankfully, I didn't have to worry because I had Healthy Paws insurance coverage. I submitted the claim through the app which was super easy and in less than 5 days, the claim was paid promptly and for everything that was supposed to be covered under my policy. There was no hassle or additional medical documentation required. I am beyond grateful for Healthy Paws and would recommend it to anyone who has pets!
5
out of 5
POSTED:
| BY: Karen Chapman
Thanks for your concern & fast approvals!
I have been a Healthy Paws customer for about a year, since we adopted our Siberian Husky in 2019. To date he has needed surgery for a couple of different reasons, and in both cases, Healthy Paws processed my claims quickly. They checked in on my dog both times, which I am sure helps with their understanding of whether a condition has been resolved, but they do it with compassion and care. Thank you for being there for us when we needed you, Healthy Paws.
5
out of 5
POSTED:
| BY: Karen C
Healthy Paws is great insurance!
Healthy Paws is a great insurance option. I have been a customer for about a year, and during that time, my dog has needed two surgeries for various reasons. Healthy Paws processed the claims quickly, and they followed up to ensure my pet was doing well. I appreciate their prompt and personal service, and they cover what they say they will.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
