Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Linda

So glad I had Healthy Paws insurance on Hans.

My little terrior, Hans, has been very ill for @ 6 weeks requiring multiple hospitalizations for IV fluids and meds, plus diagnostics o barium swallow, ultrasound and endoscopy. He had to see an Internal Medicine veterinarian in a specialist clinic. I'm very pleased with the amount Healthy Paws covered.
3

out of 5

POSTED: | BY: Doug

Keeps raising rates

Healthy paws will continue to raise your rates over the life of your pet until it is almost unaffordable. They don't raise it in the first couple years but by the time your pet gets older and it would be hard to switch companies especially if there are any underlying health issues the rates start to increase substantially. I have been a customer for almost 10 years. My monthly premium started out at $39 a month, now I am paying $130 and my deductible doubled without them notifying me. They do make it easy to submit a claim, but more often then not when I have submitted a claim, I have had to call customer service to sort things out because they didn't pay me what I was entitled or they needed more medical records. This company seems good at first but don't be fooled, they will get you in the end.
5

out of 5

POSTED: | BY: Kristi

Give yourself some peace of mind and protect your fur baby with coverage through Healthy Paws Pet Insurance.

Fast claims processing. Employees are very nice and helpful. When I get my next fur baby, I will use Healthy Paws again.
1

out of 5

POSTED: | BY: Turd Ferguson

Expensive to start.., and only gets worse.

After paying very high fees for three years without a single claim, they suddenly raised my rates to a much higher fee. They seem to wait till your pet starts to age, and raise the rates to ridiculous amounts because its hard to get new insurance as dogs age. Even if you cancel, they received fees for the healthiest years of a pets life, and waved bye as your pet becomes higher risk. I had to cancel.
1

out of 5

POSTED: | BY: Douglas Majorsky

Don't be fooled by the initial rate, they will get you in the end.

Healthy paws will continue to raise your rates over the life of your pet until it is almost unaffordable. They don't raise it in the first couple years but by the time your pet gets older and it would be hard to switch companies especially if there are any underlying health issues the rates start to increase substantially. I have been a customer for almost 10 years. My monthly premium started out at $39 a month, now I am paying $130 and my deductible doubled without them notifying me. They do make it easy to submit a claim, but more often then not when I have submitted a claim, I have had to call customer service to sort things out because they didn't pay me what I was entitled or they needed more medical records. This company seems good at first but don't be fooled, they will get you in the end.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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