Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,270

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: K

Great coverage and so easy to use!

Healthy Paws offers great coverage and filing a claim is super easy. The monthly premiums are on the lower side from other insurance companies and they reimburse within just a few days. I am so glad that I signed up my pup with them - especially as he has ended up having some ongoing health issues that require weekly therapy and numerous vet visits. I would be broke without Healthy Paws coverage!
5

out of 5

POSTED: | BY: Mike

Highly Recommended

I had a wonderful experience using HealthyPaws, it is really easy to submit a claim and I received my reimbursement quickly. I did miss a piece of information to have my claim processed buy HealthyPaws proactively reached out to my Vet and got all the information they needed. Highly recommend!!
5

out of 5

POSTED: | BY: Mike Bidden

Highly Recommend

I had a wonderful experience using HealthyPaws, it is really easy to submit a claim and I received my reimbursement quickly. I did miss a piece of information to have my claim processed buy HealthyPaws proactively reached out to my Vet and got all the information they needed. Highly recommend!!
5

out of 5

POSTED: | BY: Matt

Love it!

Super simple and easy to use, Healthy Paws is a life saver for our accident prone & racoon fighting pup.
1

out of 5

POSTED: | BY: Connie Barnao Bolger

I have had Healthy Paw for my Boxer…

I have had Healthy Paw for my Boxer since he was a puppy. I watched it go up slightly each year and was okay with that. I had an auto payment connected to my credit card. I noticed that my payment went from $48.00 to 72.50 this month. I called up and spoke with customer service saying this has to be a mistake. I was told I should have received an email, which I did not letting me know why it went up. Then the person said well here is the reason why - Too many people have used the insurance, so we had to raise it (in 5.5 years I have never used it for my Boxer) and you know you dog is getting older. So the moral of the story is keep paying never use it and get your rate increased approx. 45% in one month and so far I have payed $4,070.00, never used the plan and I have to pay this much more each month. I will actively look for a new insurance since they don't value a steady customer who pays their bill and does not use the in a insurance frivolous manner. I would not recommend this insurance at this time, or maybe ever again unless this is changed.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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