Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Anne Zivojnovic

2.5 year bernedoodle with cancer – our experience with healthypaws

When we brought our dog home 2.5 years ago, I wasn't convinced we needed pet insurance. It didn't cover preventative care and for the first 2 years, we didn't even meet our deductible. But then, year 3 hit, and over the course of 2 months we received progressively worse diagnoses after our bernedoodle began experiencing a limp. Over the course of 2 months, we went through imaging, bone biopsies, genetic testing, a rear leg amputation, and started chemo. We're over $18k into the journey to try to get another 2-4 years with our pup, and I couldn't be more grateful that we invested in Healthy Paws from the beginning, so that we didn't have to question any decisions we needed to make now, when it came to her health. The company is quick to approve claims, easy to work with as we navigate what options are available to us, and provide a simple, slick interface to do it all. We'll forever use HealthyPaws, for this dog and beyond.
5

out of 5

POSTED: | BY: Kristy Davidson

So grateful for Healthy Paws Pet insurance

Our Lab Mix dog needed ACL surgery and without Healthy Paws and the incredible cover we have, we would not have been able to have the surgery done. So great for the speed that they process claims! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Caleb K

A relief during hard times

We have been with Healthy Paws for several years covering our two dogs, Earl and Eddie. Earl recently was in and out of the hospital for two months culminating in a diagnosis of acute leukemia and his eventual passing. During this incredibly difficult time for our family, we never had to worry about the financial impact due to our coverage with Healthy Paws. They covered over $8,000 of vet bills for Earl in his final months and did not nickel-and-dime us at all. Healthy Paws likely has a lifetime customer. Thank you!
5

out of 5

POSTED: | BY: Melanie Christopher

14 me month old puppy needed two ACL surgeries

My puppy, Loki, is a rescue. He has been given the best vet care, food, and even had calcium supplements as a young pup to make up for anything he had been lacking in his diet before his rescue. He started attending puppy Pre-K at 10 weeks and eventually worked his way up and earned his AKC partner canine good citizen certificate at 8 months of age. Around his nine months mark however, he started limping. I put him on crate rest and the limping got a little better and then a whole lot worse. I brought my baby beefcake in to see our vet. Loki had a partial tear of his left acl and needed to have surgery that included a plate and screws. He was on crate rest for 12 weeks and then slowly started going on leash walks. Finally he was able to be a normal dog again and BAM he tore the acl in his right leg and once again needed surgery. Without Healthy Paws I just don't know how I could have taken care of him and had both surgeries done. The surgeries and testing have totalled close to $9,000 so far. Healthy Paws was there, and contknues to be there, to answer any questions I have. They have taken care of processing each if Loki's claims within 24-48 hours. Loki's joint supplements have been covered as well. The representatives at Healthy Paws have even sent messages checking on Loki to see how he's healing up. What insurance company does that? They have helped to relieve so much worry and stress which has allowed me to focus on doing what I need to in order for my Loki to get well and get back to being the gentle playful big boy he is. Would I recommend them?? ABSOLUTELY ... and I have to friends, coworkers, family and strangers. Thank you Healthy Paws for treating my baby beefcake like he's yours!
5

out of 5

POSTED: | BY: Melanie Christopher

Loki needed two ACL surgeries and Healthy Paws was there for us!

My puppy, Loki, is a rescue. He has been given the best vet care, food, and even had calcium supplements as a young pup to make up for anything he had been lacking in his diet before his rescue. He started attending puppy Pre-K at 10 weeks and eventually worked his way up and earned his AKC partner canine good citizen certificate at 8 months of age. Around his nine months mark however, he started limping. I put him on crate rest and the limping got a little better and then a whole lot worse. I brought my baby beefcake in to see our vet. Loki had a partial tear of his left acl and needed to have surgery that included a plate and screws. He was on crate rest for 12 weeks and then slowly started going on leash walks. Finally he was able to be a normal dog again and BAM he tore the acl in his right leg and once again needed surgery. Without Healthy Paws I just don't know how I could have taken care of him and had both surgeries done. The surgeries and testing have totalled close to $9,000 so far. Healthy Paws was there, and contknues to be there, to answer any questions I have. They have taken care of processing each if Loki's claims within 24-48 hours. Loki's joint supplements have been covered as well. The representatives at Healthy Paws have even sent messages checking on Loki to see how he's healing up. What insurance company does that? They have helped to relieve so much worry and stress which has allowed me to focus on doing what I need to in order for my Loki to get well and get back to being the gentle playful big boy he is. Would I recommend them?? ABSOLUTELY ... and I have to friends, coworkers, family and strangers. Thank you Healthy Paws for treating my baby beefcake like he's yours!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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