Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Margot Eiran

HealthyPaws are amazing!

HealthyPaws have been incredible. I can say they have given me my best customer experience ever, and I never expected that would come from an insurance company! They have been amazingly efficient in dealing with our claim paperwork, reimbursing us within a few days. Their team is professional, courteous and informed. They really do care about our pets' wellbeing. They have been a pleasure to deal with.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Dorian Z

Smooth sailing to get compensated for a year of multiple dog surgeries

After two surprise CCL surgeries for my young American Staffordshire Terrier this year, I could not be more happy with HealthyPaws as an insurer -- leaving me asking why my pet's health insurance process is easier and better than my human health insurance processes?! No fuss, no mess. HealthyPaws makes submitting a claim and receiving compensation for it easy. I'd love to be able to provide some additional context via the app's invoice submissions, but they are always responsive to follow-up via email once the submission is made, so it isn't a big deal.
2

out of 5

POSTED: | BY: JK

Would not recommend.

They have been ok about payouts. But as my pet has aged, the monthly premiums have become totally unaffordable (and he's not even that old yet). I kept the policy for years as a sort of investment as my dog got older, but was just throwing money away. I would have been much better off putting it into a savings account every month. Re: their reply, I had already discussed my premium with them at length and they had nothing meaningful to say.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Roger Joseph

Pay every month then when it comes time to pay a claim you ended up wasting your money.

Paid $45.00 a month for five years $2700 put in a claim for $147.00 deductible was already paid did not cover the Doctor's exam $65.70 leaves a balance of $81.30 then they paid 80% of that $65.00. They should have paid for the Doctor's exam otherwise how do they know what the problem is.
5

out of 5

POSTED: | BY: Mary

We are extremely happy with Healthy Paws

We have two French bulldogs and we have used Healthy Paws many times over the last couple years. Most recently our one French bulldog had emergency surgery to repair a ruptured disc in her back. It was an extremely expensive surgery healthy paws covered everything they said they would and we received a check within one week. We had a similar incident with our other French bulldog she needed an expensive cardiac procedure healthy paws again covered it within one week. These two procedures would have been an extreme burden on our family without the help of Healthy Paws.
Please leave a review

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
Provider website

Get a quote today

Leave a review