Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kristie

Healthy Paws has saved my sanity and bank account!

My sister recommended Healthy Paws for my puppy when I got him, and thank goodness she did! Within the first few months, they were already saving me money as puppies get into everything. It gave me such peace of mind to take him to the vet knowing it wasn't going to cost me an arm and a leg to make sure my pup was all right. When I adopted my second dog (a little older), I immediately got him insurance too with Healthy Paws, and again, lifesaver! Whenever I have to file a claim, they always follow up later to see how my dog is feeling, which is so considerate. I have never had an issue with them covering a claim, and it really takes a lot of stress away knowing I can take care of my dogs without financial concern. I highly recommend them!
5

out of 5

POSTED: | BY: Stephanie

Shocked at ease and service!

I could not be more pleased with Healthy Paws Pet Insurance! I have been shocked at how easy it is to submit claims (literally takes 1 minute from my phone), I receive a confirmation email almost instantly, and progress emails over the next few days before my claim is complete and my reimbursement check is on its’ way. I am so happy and highly recommend them!
5

out of 5

POSTED: | BY: Kristie Prantil

Healthy Paws has saved my sanity and bank account!

My sister recommended Healthy Paws for my puppy when I got him, and thank goodness she did! Within the first few months, they were already saving me money as puppies get into everything. It gave me such peace of mind to take him to the vet knowing it wasn't going to cost me an arm and a leg to make sure my pup was all right. When I adopted my second dog (a little older), I immediately got him insurance too with Healthy Paws, and again, lifesaver! Whenever I have to file a claim, they always follow up later to see how my dog is feeling, which is so considerate. I have never had an issue with them covering a claim, and it really takes a lot of stress away knowing I can take care of my dogs without financial concern. I highly recommend them!
5

out of 5

POSTED: | BY: Stephanie H.

SO easy to submit claims/receive reimbursement!

I am honestly shocked at how easy it is to submit a claim and receive a quick reimbursement from Healthy Paws Pet Insurance! They are unbelievable. Takes one minute (literally) to submit a claim from my phone and I have my reimbursement check not long after that with progress emails along the way from them. They also emailed me to check on our dog after her double eye surgery. We are SO happy with them and highly recommend!
5

out of 5

POSTED: | BY: Kelly

Excellent coverage & customer service

I searched high & low for a reputable insurance company for my fur baby, when he turned one. (We had previously used a private care plan, specifically for puppies, through our VCA). Thank God I found Healthy Paws, because just a month or so after our boy reached his first birthday, he was diagnosed with elbow dysplasia. We were devastated at this prognosis, especially at such a young age. Having never used pet insurance before, I was worried that his claim for surgery would be denied, but the Healthy Paws team was amazing, and walked me through everything. They were patient with my ongoing questions, and eager to help, every time. Bo underwent bilateral elbow arthroscopy, & Healthy Paws covered all 80%! They even checked up on him, and continue to help us through his recovery period. I truly feel like they care, and it’s evident that their customer service reps are honest animal lovers. I’ve been recommending Healthy Paws to all my friends and family members. One of the best decisions I’ve ever made!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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