Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: luci

BEST PET INSURANCE EVER ,HEALTHY PAWS SAVED MY BABIES LIFE

hi 🙂 I'm maya's mom,she's my beautiful baby of 11y.o (German shepherd) she's been with me through thick and thing , 3 months ago she started having blood inside her and that cut me by surprise, because she's been a healthy baby 🐶 so first we took her to emergency care and they thought it was gonna go away in 2 weeks , wrong , the blood never went away , so we took her to our regular vet and as soon as he saw her , he told me ,you have to take care to the eye specialist 😔 my heart stopped, we went and she told me that maya had lost her vision on her left and she didnt know why, they did all the test that they're supposed to do , but didn't find any answers,so I asked her if it wasn't painful if she can keep her eye ,and she said for now is not but it'll be,she was right, after 4 weeks maya woke up at 3 am with the eye swollen and I can tell she was in pain , so we went back ready to make the decision to take her eye out and it was heartbreaking 💔 to think that my baby had to go through that, but it was for the best , she was ready to have the surgery and the eye care called 💔 they've said that maya was having an arrhythmia with the pre anesthesia, we took her to the emergency cardiologist and i thought the worst, thankfully she was ok and did a lot test just to make sure she was gonna be ok the next time we try to do the surgery,not only we were dealing with the pain of my baby losing an eye not knowing why, and possibly having a tumor inside her eye , but the financial worry was killing us, I called healthy paws to make sure everything was gonna be covered and they've said of course , to not worry about the money and to try to give my baby maya the best care that we could, so she went for surgery 2 weeks ago , everything went ok this time , and they send the eye to pathology and yes , it was ablittle tumor stage 1 😲 thankfully it didn't spread outside the eye , so shes good no cancer cells, no tumor 🙌🐶 by the end of the day we saved 90% of the whole thing, and if I didn't have healthy paws we weren't be able to pay for this ,I've been with healthy paws for the past 8 years or so , and never disappoint , they have the best costumer service ,fast and friendly, they make you feel like they're family, and worry about you're pet ,they know pets are family 💖🐶💖 now my baby maya is safe and still beautiful 💖🐶💖 and I have a piece of mine that God forbid something happens in the future they will be there again ❤ 💖🐶💖
5

out of 5

POSTED: | BY: Kimberly

Amazing

I have never been happier with a company ! Fast easy and the best pet insurance around ! Best customer service and always responds right away . You get your reimbursement not even a week after you submit it ! I am so grateful Especially more so since my dog just started receiving chemo and he is covered for everything ! Ultra sounds xrays blood etc! Def makes things a lot easier knowing i am Covered and can afford the chemo for my Pup ! Do not look further they are the best !
5

out of 5

POSTED: | BY: Elena

Excellent Company!

Amazing customer service. Complete ease of submitting claims. Prompt payment of covered claims. I love HealthyPaws!
5

out of 5

POSTED: | BY: George

Great service and experience

Willow has been diagnosed with entropion and has experienced ulceration in both eyes. She required surgery and a canine ophthalmologist was contacted and the surgery was done. She is recovering and Healthy Paws was great and paid the claim(s) promptly. I would highly recommend them to anyone who wants pet insurance.
1

out of 5

POSTED: | BY: John

Rates even with only minor claims have tripled over 5 years and I can't afford to terminate as my dog grows older.

Should have looked for plan with more level or stable rates. Rates tripled over 5 years. Was told rates next year will go up another $40/month and even more every following year. If I cancel now I lose the thousands I've already payed in premiums and have no coverage for any future claims. You're attracted by the low first year premiums but hold on for the later increases. Wish I never started. Self funding is still the best long term policy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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