Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,275

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Joseph Murphy

You may not think you need insurance....until you do!

We read our policy very thoroughly once we received it, and felt sure we had good coverage for our dog, but didn't expect to need it within the first year. That's the nature of emergencies, isn't it? We submitted our claim and were so relieved when we had exactly the coverage we thought we had. No unpleasant surprises. Very prompt processing and reimbursement. Great communication too. Overall very satisfied with Healthy Paws and certainly would recommend.
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5

out of 5

POSTED: | BY: Mary

Must have insurance because things really do happen at the worst moment

We read our policy very thoroughly once we received it, and felt sure we had good coverage for our dog, but didn't expect to need it within the first year. That's the nature of emergencies, isn't it? We submitted our claim and were so relieved when we had exactly the coverage we thought we had. No unpleasant surprises. Very prompt processing and reimbursement. Great communication too. Overall very satisfied with Healthy Paws and certainly would recommend.
5

out of 5

POSTED: | BY: Melanie

Affordable and covers 90% of your claim

I got Healthy Paws insurance for my 2 pups right when we adopted them and have had it for over 3 years. It is affordable and worth it especially when something unexpected happens. Mu dog tore both ACL’s and both times Healthy Paws covered it 90% with an affordable deductible. Highly recommend them.
5

out of 5

POSTED: | BY: Shelley

Above and beyond

We rescued our pup, Maggie, 20 months ago and we bought pet insurance with Healthy Paws after doing much research. The rates and insurance plan choices were good as were the reviews and ratings. We have been so happy with Healthy Paws Pet Insurance. They have stayed consistent with the insurance plan as stated and have reimbursed us quickly and always correctly. Maggie has unfortunately had a series of digestive issues and not only have they paid all the costs but we also received a sincere email checking to see how she was. We've have been pleased and impressed with every aspect of our relationship with Healthy Paws.
5

out of 5

POSTED: | BY: Liz

The ultimate peace of mind

This insurance has been worth every penny. Filing claims is effortless and takes less than five minutes. They respond and process claims quickly and have always provided great customer service. I’ve nothing but good things to say.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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