Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Melanie

Best pet insurance on the market, paws down!

We adopted Georgie from Shaggy Dog Rescue who saved him from a shelter in TX and he made his journey to us via Rescue Road Trips. We didn't know much about his background so decided to start researching pet insurance. It took awhile to really research all of the providers on the market and after reading countless reviews we went with Healthy Paws. Second best decision we have made when it comes to Georgie (first, was deciding to apply to be in the running to adopt him). So fast forward to about 1.5 years after he joined the family. Our groomer noticed a bump by his boy part. We immediately got him into his primary care vet who diagnosed him with mast cell cancer. On to the surgical consultant and resulting procedure (with an overnight hospital stay). While it was nerve-racking to be away from our fur baby, one thing that I didn't worry about was his insurance coverage. Healthy Paws has been nothing but amazing when we have submitted previous claims for his meds, etc. After his surgery I submitted the invoices and the reimbursement was promptly processed. That's not even the best part. The Claws & Paws Protector, Tim W., emailed me to ask how Georgie was going. I couldn't even believe that! That's when I knew that we made the right choice for pet insurance for our fur baby. It's more care and concern than I have EVER or probably ever will receive from my bi-ped insurance providers. Thank you Healthy Paws for providing exemplary customer service and going above and beyond to make pets (and the pet parents) feel cared for and valued. Read your reviews. Do you research. Review your fur baby's needs or possible needs. Pick the best provider for you. If you choose Healthy Paws, I am confident that you will have the best possible experience when insurance is the last thing on your mind.
5

out of 5

POSTED: | BY: Emily Dodd

Healthy Paws was great with the claim…

Healthy Paws was great with the claim for my kitty. She had to get emergency surgery on her abdomen, which ended up costing us a lot without any budgeting for it. Luckily Healthy Paws was able to reimburse me 80% (which is my selected reimbursement amount). We ended up paying less than a 1/3 of the total cost. They were very quick to get the claim through, checked in a couple times, and I received the check only a week after submitting the claim!
5

out of 5

POSTED: | BY: Emily

Very quick to review claim

Healthy Paws was great with the claim for my kitty. She had to get emergency surgery on her abdomen, which ended up costing us a lot without any budgeting for it. Luckily Healthy Paws was able to reimburse me 80% (which is my selected reimbursement amount). We ended up paying less than a 1/3 of the total cost. They were very quick to get the claim through, checked in a couple times, and I received the check only a week after submitting the claim!
5

out of 5

POSTED: | BY: Kelly

So Thankful for Healthy Paws!

I am.so thankful for Healthy Paws and how quickly they reimburse me for my pet's vet bills. I have a pup who suffers from skin issues and chronic UTI'S and I never have to worry about her treatment because Healthy Paws always comes through for her! The peace of mind this policy brings me is amazing! I will never go without pet insurance through Healthy Paws!
5

out of 5

POSTED: | BY: Brian

If You Have Pets, You Must Have Insurance

I adopted 3 rescue kittens when they were 4 weeks of age in 2017. After I got them home, I searched online for pet insurance (this is the first time I have had pets) and Healthy Paws had good online reviews so I went with them. It's a good thing I did, one of the rescues (Mittens) recently developed bladder stones (she's only 2.5 years old) and the vet said surgery was the only option. With Healthy Paws insurance, my final out of pocket cost was $1,600 on a $6,300 vet bill. Getting pet insurance was probably the smartest decision I've made -- the monthly premiums are quite low for the 3 but when a health issue arrives, you will be so grateful that you have insurance. Healthy Paws processes the claims very quickly (it's all done online) and it couldn't be easier. A+++ all the way. I (and Mittens) really appreciate Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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