Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: SherryAnne S

I have had this insurance for the past…2

I have had this insurance for the past 22 months when I got my new puppy. I put in an address change today and was told that my insurance went up from $38.00 per month to $48.00 per month. I filled out a form for as a new pet owner with the same breed (scottie dog) and age and was told the rate would be $31.00 per month with a $250 deductible instead of the $200.00 deductible that I have. They will not change mine!!! I would have to reapply to get the cheaper rate!!!! OUTRAGEOUS!!!!!! The punish people that already have the insurance.
5

out of 5

POSTED: | BY: Amanda

Great Experience!

We have had a great experience with Healthy Paws. The app is so easy to use! The claim review process is fast and reimbursements are deposited quickly. A representative from Healthy Paws even emailed us to check in on our dog after we had to bring him to the animal hospital suddenly. Such a nice touch!
5

out of 5

POSTED: | BY: Catherine

Healthy Paws was totally there for us!

Our totally healthy 1-year-old golden retriever, Charlie, dislocated his hip while running in the woods behind our house. We were with him, and we saw him leap into the air and just tumble to the ground in pain. We have had many dogs, but we never saw anything like this. It was just bad luck. He required extensive surgery to repair his hip. Thankfully, we had chose Healthy Paws as our insurance, based on customer reviews. They covered exactly what they advertised, and we were reimbursed in just a couple of weeks. The whole process was smooth and pleasant. We felt totally supported by Healthy Paws. Charlie has now made a full recovery, and we are hoping for many, many years of excellent health. If anything should happen, we know Healthy Paws is there. Thank you Healthy Paws! Catherine, Tom, and Charlie
5

out of 5

POSTED: | BY: Catherine Cummings

Healthy Paws was there for us!

Healthy Paws was there when we needed them. We did our part by keeping vet appointments, submitting documents, and doing our best as pet parents. Sometimes even your best means an accident or illness, and when that happens, you are going to want insurance! Healthy Paws reimbursed us exactly as they said they would, and I really can't imagine what we would have done without them. I encourage everyone to sign up for Healthy Paws so that, should your pet fall ill, you don't have to make hard decisions but can pursue the best care. We hope we never have to file another claim, but thank goodness if we do, we have Healthy Paws!
5

out of 5

POSTED: | BY: Roxanne

Total blessing during this unexpected time.

I'm so thankful for Healthy Paws! They have been a blessing during this unexpected time. When I got pet insurance, I never imagined having to use it as extensively as I have over the last month. When Baylor got sick and it took several weeks, several vet appointments, 5 medicines and a trip to the ER for an ultrasound for the experts to get to the bottom of what was wrong. When your pet is sick the last thing you want to do is worry about the expense. You just want her to get better. And that's what I did. You can imagine how the bills racked up. Even though I knew I had insurance, I wasn't convinced that it would work for 'big things' like this. After each treatment, I submitted the receipt online, which literally takes less than a minute, and took a wait and see approach. No expectation. Not only did Healthy Paws cover their portion of EVERY treatment & medicine that they said they would, they approved my claims in less than 36 hours (typically it was the next day) and deposited the reimbursement a day after approval. I was and still am in shock. No one plans for thousands of vet bills. And yet Healthy Paws swooped in to help. AND they reached out to me to check on Baylor! I am eternally grateful for Healthy Paws. If you are looking for pet insurance, they are the obvious choice.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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