Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: NICOLE

Easy, Lightning Fast, and Compassionate Reimbursement from Healthy Paws!

Incredible experience! They processed my claim in TWO DAYS and were so caring and compassionate in their communication. Submitting a claim was as easy as uploading two medical records. It took less than five minutes. Details: My beagle mix was attacked during a walk by an unleashed dog. It was horrific, his back leg got mauled, he lost a tooth in the scrap, and the bill came out to just under $2000. I submitted my claim, and within TWO DAYS, Healthy Paws had reviewed my claim and informed me that a check for 80% (minus the $250 yearly deductible) was on its way. I almost cried, the dog attack was so awful and the claim process was so easy. I just uploaded the vet invoice, and the medical info sheet, and while this was not necessary, I included pictures of the wounds. The site was very easy to use and I had no problems uploading the attachments. A week later, I received a message from a representative asking how my beagle-mix was doing. My check arrived very quickly. I recommend this company to everyone!
5

out of 5

POSTED: | BY: Ann Marie Barton

Healthy Paws is the best!

Wonderful company. Easy to deal with. Customer Service is excellent. Turnaround time for reimbursement is fast. Just snap a picture of bill and send it via the app. Easy!!
5

out of 5

POSTED: | BY: K

Wonder if per insurance is worth it?

My first Boston had serious eye surgery when she was about 3 months old. At the time I learned about Pet Insurance and swore I would get it with the next pup. Then came Darwin 10 years later and immediately got insurance. He is a deaf and rambunctious Boston. Within the first month he scratched his eye. Within 4 months he swiped a bunch of grapes and within 6 months his nasal passages grew and closed enough for him to have major surgery to open up his nasal passages and elongated palette to breath better. As well as deformed dewclaws that had to be removed. Pet insurance covered it all! So worth it! Highly recommend healthy pets for your animals.
5

out of 5

POSTED: | BY: Ann

Healthy Paws is the absolute best!

Healthy Paws is the absolute best! The customer service is outstanding. They cover 80% of costs, including prescriptions, (after deductible of course). To submit claims, just snap a picture and press send. That's it. They send a reimbursement check within a week. I could not be happier with them.
5

out of 5

POSTED: | BY: Ari

Great Customer Service, quick settling of claim, so easy

It was so easy to file my claim, and having the coverage offers me peace of mind that we can get our beloved pet the best care possible, without having to worry that I am going to go broke. Thankfully, we don't have to think twice financially about removing a mass from our dog. getting this policy was one of the best decisions I made.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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