Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Janette Vogel

Rip off

I have paid for insurance on my 2 cats for about 7 months. They were both neutered when I adopted them as 5-6 month old kittens. I took one of my cats to his veterinarian in July and submitted documents to the company. They emailed me about a week later wanting “ALL” his medical records which I sent. Another week and they again ask me for his records. I called the company and spoke with a nice man who said he’d make a note that the records I sent were all I or the doctor had. He had only been to the doctor for one problem and that was the only time he’d been to the vet since I adopted him. Another week goes by and I get another email asking the same thing. I call and speak with a woman this time. I’m getting upset now because this was supposed to be taken care of with the previous phone call. Apparently not. Still waiting on my check but not holding my breath. I have stopped paying.
5

out of 5

POSTED: | BY: Lauren Rothberg

Look No Further Than The Best There Is - Healthy Paws

When we brought our baby pug home five years ago, we researched pet insurance plans and decided on Healthy Paws. It was the second best decision of our lives (the first being our pup). Our precious pup has had many health crises over the years and Healthy Paws has been with us every step of the way. They have resolved every claim and shown nothing but extreme care and dedication to keeping our pup healthy and safe. They follow up with her recovery with personalized notes. When we brought our second fur baby home, we were offered a reduced rate at another company. We would never consider any other insurance. For us, when it comes to the care of our pups, there will only ever be the best - Healthy Paws. We should be so lucky that our own insurance were so caring, service oriented, and compassionate. Look no further than Healthy Paws - the best pet insurance there is.
5

out of 5

POSTED: | BY: Lauren

If Only Healthy Paws Insured Humans...

When we brought our baby pug home five years ago, we researched pet insurance plans and decided on Healthy Paws. It was the second best decision of our lives (the first being our pup). Our precious pup has had many health crises over the years and Healthy Paws has been with us every step of the way. They have resolved every claim and shown nothing but extreme care and dedication to keeping our pup healthy and safe. They follow up with her recovery with personalized notes. When we brought our second fur baby home, we were offered a reduced rate at another company. We would never consider any other insurance. For us, when it comes to the care of our pups, there will only ever be the best - Healthy Paws. We should be so lucky that our own insurance were so caring, service oriented, and compassionate. Look no further than Healthy Paws - the best pet insurance there is.
5

out of 5

POSTED: | BY: Erika Freber

THE BEST insurance for your bet

I wish every company was as customer-focused as Healthy Paws. They are the gold standard and absolutely amazing! My dog has been very expensive throughout his life. Emergencies, surgeries, specialists, tests, medications-- for the past 9 years, Healthy Paws has always covered all of it and very quickly I might add. It is wonderful to know that I'm able to provide my dog with the best care without having to worry about being completely broke and paying off the debt for years to come (been there, done that). They aren't like other insurance where they have all these loopholes and asterisks regarding what they will and won't cover. There are no annual limits or caps on how much they will cover per incident and they also cover hereditary conditions which most other insurances do not. If you are shopping for THE BEST insurance for your animal (I mean, who isn't?), this is it.
5

out of 5

POSTED: | BY: Jan Shiva

A company that truly cares about the health of your pet!

I had never owned a dog before, but 5 years ago I decided to adopt, NORI, a dog from my local shelter. A friend suggested that I get pet insurance and recommended Healthy Paws. It was the best decision I could have made! In June 2020, I noticed a cancerous tumor growing on Nori's left nipple. It was a sarcoma so we decided to perform surgery to remove it immediately. Because of the aggressive nature of NORI's cancer, it was recommended that we see an oncologist after surgery. NORI is doing well, but she sees the doctor for blood work once a week and has chemotherapy treatments every 3 weeks. As you can imagine, the vet bills would have piled up if I was not insured by Healthy Paws. They have a convenient mobile app that allows me to take a snapshot of Nori's bills and immediately submit the claim. Within a week, her claim is reviewed and a reimbursement payment of up to 90% of the cost is direct deposited to my bank account. The financial support has been wonderfully reassuring and gives me peace of mind so that I can focus of taking care of my beloved NORI. In addition, the customer service is exceptional. Not only do they make certain that I receive my reimbursements quickly and efficiently, but they also contact me regularly to see how NORI is doing. The emotional support I have received from Healthy Paws was unexpected but SO greatly appreciated. This is a company that really loves and cares about the well-being of animals. Pets are a special part of our family. They deserve the best. Healthy Paws will give you the best service and quality of care.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review