Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy Paws was a true partner in our dog's recovery from a catastrophic injury.
My dog suffered a catastrophic injury a month ago - with damage to his spine that resulted in partial paralysis. He was in pain, and we knew there was a difficult road in front of us. Healthy Paws was supportive from the start, allowing us to make the best decisions for our pet rather than having to worry about the costs. This made a world of difference - we took an aggressive course of action and a month later our dog is making a miracle recovery.
If not for Healthy Paws, we would not have been able to take the approach we did, and so along with the amazing vets who have cared for him, we have Healthy Paws to thank for the ongoing recovery of our buddy. Backed by Chubb, I always had faith that Healthy Paws would be there in a time of need and they have been a true partner with incredible turnaround of our claims - the entire process has been so simple (upload receipts directly on the website and the claim is filed - could not possibly be easier) - Healthy Paws is simply the BEST.
5
out of 5
POSTED:
| BY: Deborah
I Love Healthy Paws!!!
I cannot say enough good things about Healthy Paws! I have been with them since 2015 and they have helped with surgeries, x rays, therapies and more! Thank you Healthy Paws!!!
Switched to Healthy Paws this May from FIGO since they had better rates and more coverage! My dog needed a surgery recently and the claims were processed promptly! No issues - highly recommend this to everyone!
5
out of 5
POSTED:
| BY: Anne M
Very quick and efficient claim processing
Based on advice from a friend, we have had insurance for our pup Anabel since we adopted her almost 6 years ago. We initially had coverage with Pets Best, and though we had no complaints about them, we never filed a claim, so didn't test their system. After a couple of years, we changed to Healthy Paws because they have no claim limits and we felt that if we needed to file a claim, there was a good chance it would be a big one. Anabel is very active and spends a lot of time hiking with us (typically at least 50 miles per week). We recently filed our first claim, and, as we expected, it was a doozy! Anabel was bitten by a neurotoxic rattlesnake and the antivenin she needed came to more than $10,000 - our total claim was over $13,000. She was extremely lucky on several accounts and has made a full recovery. Although we would have paid for the treatment regardless, we were extremely appreciative that Healthy Paws covered all of the antivenin and processed our claim so quickly. Even though this was our first claim, which requires submitting her full medical history since coverage started, the process was very simple and the review times were extremely fast. I think we had confirmation of claim approval within a day or two of submitting all the required info, and we received the check in the mail within a week (probably would have been even faster with direct deposit). Although the premiums may seem high, it is absolutely worth it. Thank you Healthy Paws!
5
out of 5
POSTED:
| BY: Anne King
Excellent coverage and claim process
Based on advice from a friend, we have had insurance for our pup Anabel since we adopted her almost 6 years ago. We initially had coverage with Pets Best, and though we had no complaints about them, we never filed a claim, so didn't test their system. After a couple of years, we changed to Healthy Paws because they have no claim limits and we felt that if we needed to file a claim, there was a good chance it would be a big one. Anabel is very active and spends a lot of time hiking with us (typically at least 50 miles per week). We recently filed our first claim, and, as we expected, it was a doozy! Anabel was bitten by a neurotoxic rattlesnake and the antivenin she needed came to more than $10,000 - our total claim was over $13,000. She was extremely lucky on several accounts and has made a full recovery. Although we would have paid for the treatment regardless, we were extremely appreciative that Healthy Paws covered all of the antivenin and processed our claim so quickly. Even though this was our first claim, which requires submitting her full medical history since coverage started, the process was very simple and the review times were extremely fast. I think we had confirmation of claim approval within a day or two of submitting all the required info, and we received the check in the mail within a week (probably would have been even faster with direct deposit). Although the premiums may seem high, it is absolutely worth it. Thank you Healthy Paws!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
