Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Heather Quartucci

Great coverage with fast and easy claims processing!

Obtaining pet insurance with HealthyPaws was the greatest decision we’ve made for our almost 2 year old Labrador Retriever. Benefits are clearly explained. Customer service is top notch with quick response times and claims processing. No need for the vet to complete special paperwork; just snap a photo of the vet invoice and submit via the HealthyPaws app. Our girl recently needed emergency medical care which was quite costly. Within two days, HealthyPaws had reviewed the claim, directly deposited our reimbursement, and even followed up to see how our girl was feeling. Highly recommend to any and all pet owners!!
5

out of 5

POSTED: | BY: Heather Quartucci

Obtaining pet insurance with…HealthyPaws

Obtaining pet insurance with HealthyPaws was the greatest decision we’ve made for our now almost 2 year old Labrador Retriever. Benefits are clearly explained. Customer service is top notch with quick response times and claims processing. No need for the vet to complete special paperwork; just snap a photo of the vet invoice and submit via the HealthyPaws app. Our girl recently needed emergency medical care which was quite costly. Within two days, HealthyPaws had reviewed the claim, directly deposited our reimbursement, and even followed up to see how our girl was feeling. Highly recommend to any and all pet owners!!
5

out of 5

POSTED: | BY: Debbie Clason

Thank goodness for Healthy Paws!

I can't say enough good things about Healthy Paws pet insurance. I initially purchased it when my son left his rescue dog, George, with me when he moved out of state to pursue a new job. George was 4 months old at the time. Eventually, George became my dog permanently. I love him -- and Healthy Paws has been with me every step of the way! Over the years, George has had minor issues -- allergies, skin conditions, ear infections -- all which Healthy Paws paid for promptly. When George tore his meniscus chasing bunnies and needed ACL surgery ($6300 -- yikes!), Healthy Paws paid 80% of the cost. As a business owner struggling with decreased sales during a global pandemic, receiving the reimbursement check in the mail brought tears to my eyes. Healthy Paws' claim process is simple and effective. You can even submit claims via their mobile app, if you're so inclined. The icing on the cake? After I submitted the claim form for the surgery, someone from the Healthy Paws Foundation followed up to see how George was doing. If you're looking for pet insurance, I suggest you give Healthy Paws serious consideration.
5

out of 5

POSTED: | BY: Maia

What would I do without Healthy Paws Insurance!?

My dog has special needs and I don't know where I would be without Healthy Paws. I was on the fence about getting insurance after I first adopted my puppy but I'm so incredibly grateful that I did. Not only is this company affordable, but it's coverage is also so impressive. I've never filed a claim and had it processed so quickly before - Literally a reimbursement check in the mail the same week.
5

out of 5

POSTED: | BY: MJ

The best pet insurance

My dog has special needs and I don't know where I would be without Healthy Paws. I was on the fence about getting insurance after I first adopted my puppy but I'm so incredibly grateful that I did. Not only is this company affordable, but it's coverage is also so impressive. I've never filed a claim and had it processed so quickly before - Literally a reimbursement check in the mail the same week.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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