Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: GB

Absolutely wonderful experience

Absolutely wonderful experience! The premium price is reasonable, their mobile app is easy to use, they explain exactly what’s covered, they approve and pay claims fairly quickly. I wish they covered preventive care…. Other than that Healthy Paws is awesome!
5

out of 5

POSTED: | BY: EFonseca

I couldn’t recommend Healthy Paws more!

I couldn’t recommend Healthy Paws more. My girl Layla has been covered since a puppy. She’s 8 now. As with any insurance you don’t realize the impact until it’s absolutely needed. Then in swoops Healthy Paws, like a super hero, to come along side us when medical procedures for our girl needed to be done. The monthly payments and deductibles are reasonable. Believe me, Healthy Paws, shows its value when you need it the most. The peace of mind having Healthy Paws in your families corner is unmatched. We’ve learned that recently. Suggestion? Start early.
1

out of 5

POSTED: | BY: Sean O'Connor

HIDDEN TERMS BEWARE

Healthy Paws denied claims over 90 days. They say it's posted but it must be hidden because we can't locate it. I was being treated for medical disability(cancer) causing late submission. Extremely disappointed, had three dogs covered-I will not have a fourth. Beware !
5

out of 5

POSTED: | BY: Barry Goldstein

Filing claims is quick and easy

Filing claims is quick and easy. Processing time is also quick.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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