Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

VETERINARIAN: Sierra Pet Clinic

POSTED: | BY: Rachel Durben

Simple and Thoughtful

My dog had a tooth extraction and the insurance claim process was super straightforward and easy. We received a reimbursement within a couple of weeks, without any issues or overwhelming paperwork. They even reached out to check in a couple of weeks later to see how my dog was doing, which was such a thoughtful and personal touch. We’ve been with Healthy Paws since Piper was a puppy, and they’ve been wonderful to work with!
1

out of 5

POSTED: | BY: Samantha Sage

433% Increase - From $268 to $1,430

I’ve been a loyal Healthy Paws customer since 2017. This month, my premium jumped from $268 to $1,430 — a 433% increase. No coverage changes. Just a new underwriter (Westchester Fire). Illegal? Perhaps. Unethical? Definitely. Shame on you, Healthy Paws.
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2

out of 5

POSTED: | BY: Sid Sehgal

Non stop premium increases without corresponding increase in value/services covered

Continued payment increases with excuses that costs have gone up in states, claims paid out exceed revenue brought in, and generally tone deaf customer service. No option to get exams covered either (for illnesses or injuries). Just the actual medication and any procedures. Other insurance companies are cheaper and have good ratings. Last increase was 30% year over year!
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5

out of 5

POSTED: | BY: Jay Moyer

Healthy Paws is there when you need them

Healthy paws has helped me out multiple times with two different dogs. Their premiums aren’t cheap but neither is vet care, and when you need to run to the emergency vet and get emergency surgery for your loved one it’s great to know that no matter what Healthy Paws will have your back financially, allowing you to do what is best for your pet. Their claims process is straightforward and the processing times are fast. I highly recommend them to anyone with a pet!
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5

out of 5

VETERINARIAN: Animal ER of the Western Slope

POSTED: | BY: Jay Moyer

Healthy Paws is always there when you need them

Healthy paws has helped me out multiple times with two different dogs. Their premiums aren’t cheap but neither is vet care, and when you need to run to the emergency vet and get emergency surgery for your loved one it’s great to know that no matter what Healthy Paws will have your back financially, allowing you to do what is best for your pet. Their claims process is straightforward and the processing times are fast. I highly recommend them to anyone with a pet!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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