Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Josh Bressette

Healthy paws ER Visit

Healthy paws offers Airvet (a live vet that will video call with you. This was so helpful with Winston then we had him go to ER and he had Pancreatitis/IBD. I was stressed because the cost got over 8k fast. Healthy paws in a few days reimbursed a large portion. Healthy paws had our backs when we needed it unlike many insurance companies.
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1

out of 5

POSTED: | BY: Danielle

Unethical company

Premiums will more than double as pet gets older. My cat got diagnosed with a Heart murmur.. they doubled my premium the following renewal, then the following year they dropped my reimbursement and raised my deductible. So now that my cat has a condition, they find a way not to pay. And it’s too late to switch companies because now it’s a pre-existing condition.
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5

out of 5

POSTED: | BY: Tracey Robinson

I am so grateful for Healthy Paws

I am so grateful for Healthy Paws! My little Fiona was diagnosed with cancer two years ago. Without insurance, I don't know how I could afford to pay for her regular oncology visits and cancer meds. Fiona recently had a gallbladder infection and was in the hospital for 2 days. Her stay was so expensive and would have been a huge financial burden without insurance. As always with HP, my claims were promptly submitted and I received a reimbursement within a couple of days. Fiona is doing great with her treatment and I'm so thankful we can continue her medical care with help from Healthy Paws Insurance.
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5

out of 5

POSTED: | BY: Kimberly Tableman

Healthy Paws is AMAZING!

Healthy Paws is AMAZING!
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1

out of 5

POSTED: | BY: h m

Unethical Company Raising Premiums

Price hikes each year to the point where it's not worth it. I havent used the insurance/filed a claim in 3 years and they continue to raise my premium each year. Go with any other pet insurance. They are unethical and predatory.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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