Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,802

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mary Brooks

Healthy Paws have been incredibly helpful!

When I first got my Dog, Bailey, I knew that this time around I would get some Pet Insurance for him. My last little dog did not have any and it was financially stressful towards the end of her life so I decided to insure my baby just like I would myself. However, I never thought I would be put in a position to have to use it to this extent. Bailey was diagnosed with Mitral Valve Disease last year which escalated to a Chord rupturing inside his heart back in March and I almost lost him. He's not that old, he will be 10 this fall, so this having happened at 9 years old has been rough. He is healthy in every other way except this failing heart. We have been through a lot of life changes now as well as having a surgery that has helped him quite a bit and I could not have done any of it without Healthy Paws. Especially during this Global Pandemic which has me unemployed indefinitely, they have been a lifesaver for me. I recall another company I was with prior to this not being this helpful to deal with. HP has reimbursed me and quickly for everything they said they would and their customer service has been truly outstanding. I really feel like there are a ton of just downright animal lovers here and that they really care. My premium jumped up quite a bit end of last year, but it has still been more than worth having given the expenses we have now.. He is on permanent medications now and some of them are not cheap. I couldn't get him through this difficult time without this Insurance. Many thanks to everyone at Healthy Paws for helping my little boy get more out of his life!
5

out of 5

POSTED: | BY: Cathy DeLoria

There for me and my dog

I would and have definitely recommended this company. When my 3 year old dog ended up in emergency care for 4 days I was extremely worried and scared about her, but thankfully, I did not have to worry about the bill because I found out that healthy paws actually does exactly what they advertise. I was very pleased with all aspects of the insurance
5

out of 5

POSTED: | BY: Audrey

So worth it!

My dog, Murray, was a rescue when I got him. I've had a few health issues with him in the two years he has been with me, and HealthyPaws has been amazing! I'm so relieved I have it when I need it and it's peace of mind when I don't. Now, it's not an issue of whether or not I can afford to take my best bud to the vet. I know I can get him better in no time and he (and my wallet) is covered!
5

out of 5

POSTED: | BY: JT

Easy, friendly and fast

I've used Healthy Paws for years and have never had a problem. They make filing a claim very easy, are fair in their reimbursements, and friendly to work with. It gives me great peace of mind to know if my dog has to receive medical care I will be able to afford it. He recently had some minor surgery and Healthy Paws honored the claim and reimbursed my for my costs per my contract within a week. Highly recommend.
5

out of 5

POSTED: | BY: Thomas Roche

Great pet insurance

I have this pet insurance on my dog since he was 8 months old and he will be 8 years old in 2 months. I never had a problem with any claim I submitted to Healthy Paws. They have a great app on my I phone that is so easy to use. They respond to the claim immediately and keeps me updated by email. The claim process is very quick and I received my check in days with a clear explanation of the covered items. I called a few times to see if see if something was covered and a real person answered on the first few rings and was clear and very polite. I suggest this insurance to anyone and I do this on a regular basis at the dog park.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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