Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,802

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rebecca Ruby

The Best Pet Insurance with Awesome Customer Service

When my five and a half year old, female mixed mutt Lea had an emergency due to a blocked uretha, which ultimately turned into a seven day stay in the hospital, Healthy Paws was there to guide me through what was needed to file my claim and get it paid quickly. I've had other insurance companies over the years with my other dogs, but they always had a per incident deductible, annual limits or lifetime limits, weird reimbursement schedules, etc. Having Healthy Paws coverage is a blessing because an illness can quickly go from "ok, I've got this covered" to a mind boggling, scary journey in the blink of an eye. Healthy Paws were there when we needed them and I know they will be there in the future should we need them again. Paws Down the best customer service staff and claims were paid quickly. Lea is my world and seeing her doing so well, makes my heart sing again.
5

out of 5

POSTED: | BY: Frank Franco

Best Coverage hands down...Thank You Healthy Paws

Thank you Healthy Paws for your outstanding coverage. My dog Snickers was struck by a car and needed several surgeries. Healthy Paws did exactly what they say they would. Covered everything they said they would. After thousands and thousands in bills, Healthy Paws was there when we needed them the most. Can't thank you enough....Snicker's is healthy and doing great!!
5

out of 5

POSTED: | BY: Nani

Peace of mind!

Best decision ever! I did not anticipate having a two year old Ragdoll in the hospital for a week but was comforted knowing 90% of the costs would be covered by Healthy Paws. I uploaded his invoice and just a few days later had confirmation they were covering and then a direct deposit was made within 24 hours. Our precious Baxter is on the mend and I’m beyond grateful to Healthy Paws for their outstanding commitment to customer service and prompt payment. I highly recommend and have nothing negative to say whatsoever.
5

out of 5

POSTED: | BY: Giuseppa

Great Insurance

Healthy Paws is great and not too expensive. My husky is a typical husky, gets into everything and is very accident prone. They have given us no issues with the amount of claims we've had to file. Their claim filing procedure is extremely easy and you get your payment in approximately 10 days!
5

out of 5

POSTED: | BY: fraser

There when you need it.

Bodhi, our 8 year old toy poodle, has been insured with healthy paws since he was 6 months old. A year ago we got the devastating news that Bodhi had developed Diabetes, and would most likely need cataract surgery. In the year since his diagnosis, he has had a number of veterinary tests, as well as cataract surgery in both eyes. Healthy Paws has been fantastic in helping to pay for these procedures - and was very communicative throughout. A common complaint is the fact that premiums increase every year (ours have doubled in the 8 years since we took the insurance out) - but to us it's completely worth it since they have been so good at paying for Bodhi's health . We wholeheartedly recommend Healthy Paws - like all insurance - you hope you never have to claim - but it is nice knowing they will come through for you when you need it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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