Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: C. Langridge

Great customer service and quick reimbursement from Healthy Paws!

As a pet owner that paid for Healthy Paws Pet Insurance for over 3 years, I had my first chance to use it when two of my healthy 3 year old cats landed in the emergency room with a severe upper respiratory virus, at the same time. Five days in the hospital and many thousands of dollars later, I sent in the medical documents and bills to Healthy Paws wondering what kind of response I would receive. Not only were they quick in responding, they answered the phone, called me back and even called the Vet directly to request the necessary backup documents. The checks arrived quickly - before the credit card bills themselves - and were simple to read and tie back to the bills. But most unforgettable were the conversations I had with various employees when I called with questions. Each person was clearly an animal lover, going above and beyond to ensure my focus could remain on my pets and not on insurance red tape. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Cathy

Immensely supportive during a stressful time

As a pet owner that paid for Healthy Paws Pet Insurance for over 3 years, I had my first chance to use it when two of my healthy 3 year old cats landed in the emergency room with a severe upper respiratory virus, at the same time. Five days in the hospital and many thousands of dollars later, I sent in the medical documents and bills to Healthy Paws wondering what kind of response I would receive. Not only were they quick in responding, they answered the phone, called me back and even called the Vet directly to request the necessary backup documents. The checks arrived quickly - before the credit card bills themselves - and were simple to read and tie back to the bills. But most unforgettable were the conversations I had with various employees when I called with questions. Each person was clearly an animal lover, going above and beyond to ensure my focus could remain on my pets and not on insurance red tape. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Debbie

Easiest and best pet insurance

It is so easy to file a claim via the computer. They are so easy to deal with if they ask for Vets records, etc.
5

out of 5

POSTED: | BY: Alan

Best pet insurance on the market

Healthy paws gives you so many options to choose from. Their customer survice is very friendly and understanding. I had to take my dog Peach to a hospital for tummy issues. The cost was over $900. Healthy Paws reimburst me 90% within days. You just can't do better than that.
5

out of 5

POSTED: | BY: Sally Zanger

They have been wonderful.

My dog is covered by a Healthy Paws policy and was diagnosed with a nasal tumor recently. The company has covered everything per the policy, sending checks quickly. It has given me the rare luxury of making the treatment decisions based solely on what will be best for her, with no major concern about my financial situation. I have tight finances, can afford the deductible and copay, and am very happy I made the decision when she joined the family to insure her. So many people say, "just put the money aside that you would pay for insurance." I know that I would never do that, or if I did, would dip into it for say, an unexpected automobile or home repairs. But also, my father told me that you should insure against disasters. My previous experience with canine disasters is that it would take longer than a dog lives to cover the cost of one. (In that experience, I took out two loans with Care Credit and went home with a can of ashes at the end.) I am very grateful to be able to make decisions for her benefit and to enjoy the time we have.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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