Healthy Paws | Pet Insurance Review

I have three dogs, ages 5, 6, and 6 months; I've had Healthy Paws pet insurance for them since I got them - and time and again, it has proven to be a lifesaver (wallet-saver). One of the dogs has been a Healthy Paws frequent flyer - allergy issues, gastro problems early on, a chipped tooth and other weird dental issues; Healthy Paws has completed all of my claims quickly and with zero hassle. With this dog, I go through my deductible within a matter of months paying for his allergy medicine; the rest of they year, his premium and the allergy med cost basically balance each other out - and if he needs any other medical attention, he's covered. One of my other dogs never needed a claim in all his five years - until last month: in a freak accident playing with the puppy, he sheared his achilles in two. Several thousand dollars of surgery and post-operative care and a special custom-made orthotic brace later, he is beginning to be on the mend. Healthy Paws has reimbursed me 90% of the costs associated with this injury. I'm here to tell you - all it takes is one chronic medical issue like allergies, one chipped tooth, or one freak injury, and Healthy Paws will be worth every penny you paid in premiums.

Following diagnostic testing our Golden Retriever, Holly, was diagnosed with a very large sarcoma on her right shoulder. It was removed successfully, thank goodness, although radiation will be needed eventually. The immediate response of Healthy Paws to our claims made a very stressful situation infinitely easier to deal with. We are so grateful we chose Healthy Paws as our pet insurance.

Wow. What a scare we had with our 9 1/2 month lab mix. He’s the sweetest boy ever, but clearly not too bright. We rushed him to the vet when we saw him EAT A ROCK (and possibly part of his blanket earlier that day), and had to have emergency surgery. Thanks to our great doc he’s ok AND Healthy Paws paid 80% less our deductible of a HUGE vet bill. VERY easy to upload chart notes and invoices, super responsive and very clear and easy to use. Wish my own health care was this straightforward. HIGHLY recommend this for peace of mind for all pets.

I have had Healthy Paws for about 6 months and in that time have had to submit multiple claims for x-rays and CT scans and have had a great experience so far. Submitting a claim has been super easy, and I have had my money deposited back into my account within 3 days of submitting. On top of that customer service reached out to see how my pup was doing following her CT Scan, and when I told them she needed surgery they told me to reach out after and they would help expedite my claim. During such a stressful time with my pup, it's been great knowing I have such a wonderful insurance company standing behind me.

After having a few dogs with major health issues such as cancer. The veterinary costs can add up pretty quick to thousands of dollars in a few months. I liked the fact that Healthy Paws has no maximum pay out within the year. They don't cover some expenses like office visits, annual shots, etc. but this helps to keep the premium cost down so it is more affordable. Their claim process is simple and hassle free, and the customer service is great. Also their website is user friendly and well laid out. I would recommend them to anyone.