Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christian K.

Our experience with Healthy Paws has been outstanding!

Our experience with Healthy Paws has been outstanding. This was our first claim and it was so easy to submit it. Just take a pic of the bill and upload on the phone app and that’s it! Literally nothing else is needed, no explanation, no text entries or incident description needed... and the best part, we received our reimbursement within a few days. Highly recommended!
5

out of 5

POSTED: | BY: Sommer Patterson

I highly recommend Healthy Paws!!

I highly recommend Healthy Paws!! I adopted a kitten that turned out to have acute asthma! He is only 2 now with an ER visit every Sept/Oct at the turn of the season, due to Asthma attacks from allergies. The bill was way over $1K not to include meds. Healthy Paws deposited my reimbursement within days (less than a week) at 90% and for his meds as well. I would had never been able to afford his med bills without the reliability of Healthy Paws!
5

out of 5

POSTED: | BY: Lauren

Far exceeded my expectations

As a lawyer dealing with insurance companies (on both sides) for almost 30 years, I've seen practices across the board. Ease and uncontested coverage are, sadly, not the norm. I did a lot of homework before selecting Healthy Paws. I never had pet insurance before and didn't trust it (for the reasons stated above). When my young dog was diagnosed with elbow problems and needed surgery and rehab, I prepared for a fight. I was sure coverage would be contested somehow. Healthy Paws has been fantastic. As long as I submit itemized invoices the claim process is easy and I receive a reimbursement check quickly. I'm floored that I don't have to fight for benefits. During these times especially, the comfort of knowing my claims will be promptly paid is immeasurable. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Amanda

Healthy Paws cares about the wellbeing of my dog.

I didn't have much contact with Healthy Paws pet insurance until my puppy got sick. My mini golden doodle came down with something nasty that left her vomiting for three days. So I took her to the pet hospital to make sure it wasn't anything serious. After a slew of tests, the doctor determined that she was fine and she likely got into something she shouldn't have. I submitted my insurance claim to Healthy Paws by using their mobile app. A few days later I was reimbursed and then an agent contacted me to check on my puppy. It was so sweet to get a personalized note from them, asking how my puppy was doing. That little touch of going the extra mile and showing that they actually care is what made me realize I chose a great insurance company. I've already recommended Healthy Paws to my friends and I would recommend it to you as well.
5

out of 5

POSTED: | BY: Lauren

Exceeds expectations

As an insurance coverage lawyer, I expected the worst from pet coverage. I did a lot of research before selecting Healthy Paws and crossing my fingers. Unfortunately, disaster struck and my puppy needed elbow surgery and rehab. Healthy Paws has been fantastic about adjusting my claims quickly and sending checks promptly. Submission is easy and I haven't had to fight for coverage, which, during these trying times, is a huge burden lifted. Highly recommend Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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