Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: BMP

Rate increase

I just recently adopted a dog and I’m insurance shopping. Healthy Paws seems to have great ratings. What concerns me most are the poor ratings all seem to be about recent, multiple rate increases. Can someone please address this. Thank you, Beth P.
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5

out of 5

POSTED: | BY: Rita

This company Healthy Paws deserves all…

This company Healthy Paws deserves all the highest ratings. I have had coverage since 2016 and have not been disappointed once. Quick responses to all questions and reimbursement is quick and fair. I wish everyone could at least try this company as it takes a lot of the financial worry of having to go to the vet.
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5

out of 5

POSTED: | BY: Rita

A pet insurance plan that saves you money in the long run.

Healthy Paws pet insurance has been the easiest company I have ever dealt with. In the past we had another recommend company and the coverage was lousy, as was the claim response. We go this insurance when our pup was 9 weeks, would not change for anyone. Claims can be submitted online and the response is very quick as is reimbursement. You will save money in the long run, well worth signing up.
5

out of 5

POSTED: | BY: Ryan

Easy Process and Quick Resolution

Healthy Paws has a very easy claim process and has been phenomenal about quick resolution. It's an invaluable thing to be able to tell the vet to do whatever they need in an emergency and not have to worry about where the money is coming from.
4

out of 5

POSTED: | BY: Debbie

Good coverage, speedy claims processing.

I'm quite pleased with Healthy Paws. The only reason I didn't give them a 10 overall is because they don't cover exams. My cat recently had an illness that required quite a number of tests, 3 vet visits and extensive treatment. Claims were simple to file. Healthy Paws updated me on claim status and processed claims within a few days. They covered all but exams minus the deductible at 80%. I had no worries about "reasonable and customary charges." The customer service rep I exchanged emails with asked how my cat was doing several times,
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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