Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Mylissa

No hassle, great customer service pet insurance

Right before Christmas our dog, Mika, suffered an unknown injury resulting in complete paralysis of her hind legs. With the craziness of the pandemic and the holidays, my husband and I were in shock to discover our loving girl required emergency surgery on 4 vertebrae. With a $7000.00 bill facing us we were reassured that Healthy Paws had our back. The reimbursement process was painless and the customer service department answered all of my questions. I am glad to say that Mika is recovering, is walking again, and is as happy as ever. Thank you Healthy Paws for understanding that our pets mean the world to us!
5

out of 5

POSTED: | BY: Rob Cottignies

refreshingly simple process

Had a mild emergency on New Year's Eve. The place I brought the dog to was a mess but filing a claim and receiving payout through Healthy Paws was refreshingly easy. Good to know at least one company out there is efficient.
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1

out of 5

POSTED: | BY: Russell Rodriguez

This is absolutely a waste of your…

This is absolutely a waste of your money, my dog required surgery for a common ailment, though Healthy Paws in their final and much delayed resolution implied I had mistreated my beloved pet.. Do Not continue paying your premiums, Healthy Pet will list your claim under "Other Exclusions".....in other words .."we are not paying a cent"... This is a scam!
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5

out of 5

POSTED: | BY: Melissa Corke

I simply cannot say enough about…

I simply cannot say enough about Healthy Paws. They are quick, make claims so easy and when things become stressful at times with a pet that is ill, it’s the one thing you never have to worry about adding more stress. Best decision I have made was to get my pet insurance through them!
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5

out of 5

POSTED: | BY: Darlene

Put claim in Monday--Paid Wednesday

Easy to use claim service online--just include vet invoice. With direct deposit, paid almost immediately. I had insurance with Healthy Paws for over about 9 years, my dog is 11, and it has always been easy and accurate. I always recommend them to friends and other dog owners.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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