Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jana Measley

I love Healthy Paws

I love Healthy Paws! My soon to be five year old golden retriever Molly has had numerous claims due to arthritis and a knee operation that went bad fast during recovery. Then she developed an auto immune disease and almost died. Throughout all of this healthy paws customer service has been compassionate and caring about Molly. They even inquired as to how laser therapy was helping her healing process. Their payment for her bills is so fast-often in one or two days and their phone app is so easy to use. You just tap on new claim and then take a picture of your bill and hit send. It is that easy! Molly continues to receive treatment weekly with her team of doctors as well as physical therapy twice a week and healthy paws continues to be there for her. I highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Jana

The best Pet Insurance ever!

I love Healthy Paws! My soon to be 5 year old Golden,Molly has had numerous claims due to arthritis and a knee operation that went bad fast during recovery. Then she developed an autoimmune disease and almost died. Throughout all of this Healthy Paws customer service has been compassionate and caring about Molly. They even inquired as to how laser therapy was helping her healing process. Their payment for her bills is so fast-often in one or two days and their phone app is so easy to use. Just tap on new claim, take a picture of your bill and hit send. It’s that easy! Molly is now in Physical Rehabilitation 2 days a week along with seeing her team of doctors weekly and all of that is covered. It really is unbelievable!
5

out of 5

POSTED: | BY: Debbie

Life saver for my dog!

I purchased insurance for my dog originally because I worried that she might have hip problems because she’s a big dog. She hasn’t had hip problems but she developed diabetes & went blind. Because of having Healthy Paws insurance I was able to have cataract surgery for her which restored her sight. I am so very thankful to Healthy Paws!!
5

out of 5

POSTED: | BY: Nathalie Klasens

Healthy Paws made a stressful time easier

Our French Bulldog Gus needed his second spine surgery for a compressed/ruptured disc and like during the first surgery, Healthy Paws stepped up and delivered. They approved and paid the claim quickly and worked directly with our hospital. I am grateful to have insurance that delivers when you most need them.
5

out of 5

POSTED: | BY: Nathalie

Healthy Paws helped make this unexpected situation a lot easier

Our Gus sadly compressed/ruptured a second disc in his back and required another spine surgery. Again Healthy Paws stepped up and eased this stressful time working with our surgeon and the hospital. The claim was approved and paid quickly even though COVID-19 caused a few glitches in communication. They again checked on Gus after he came home from the hospital to make sure he was doing well. Definitely can recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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