Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
We have been with Healthy Paws since 2013 and they have been great. Sadly 1 of my 3 pups has had to have a splenectomy, was diagnosed with copper storage disease which requires daily medication and most recently had to have emergency surgery for a bleeding tumor in her liver. Healthy Paws has made these very stressful situations easier to handle because our claims are very easy to submit using their app and are processed very quickly. For the routine medication claims I submit they are sometimes processed within hours. We are very happy that we chose Healthy Paws.
Healthy Paws has continued to take greyt care of our aging greyhound!
We have had Healthy Paws since we adopted Ahsoka five or so years ago, and they have made her life so much better than it would have been otherwise. Our poor girl has had a rough pandemic: she pulled off the tip of her tail and needed it repaired/docked, she sprained an ankle zooming, and more recently, she developed a cancerous lump AND a herniated disc. Healthy Paws helped us cover all that without needing to make the tough decisions between getting the best care and saving for human medical emergencies during a global pandemic.
Healthy Paws has been a lifesaver (literally) for our sweet little pug, Rosie. We got her as a puppy and thankfully we chose healthy paws as our pet insurance. Within her first year she had a major seizure and was diagnosed with autoimmune encephalitis. She has an excellent neurologist who has been able to keep her seizures under control with lots of medications but it is VERY expensive. We call Rosie our million dollar pug — she almost 3 years old and still living a happy, nearly seizure-free life thanks to Healthy Paws. I recommend them to everyone I know! Their customer service is excellent and it’s so easy to submit claims and get reimbursed. I wish my own health insurance was this good!
Healthy Paws is excellent! I have used them for years and it has been a pleasure!
5
out of 5
POSTED:
| BY: Marie Christine Girton
Can we humans be insured by Healthy Paws?
We don’t typically write a lot of reviews, but in this case it is a must! When it comes to pet insurances, we are seriously in good hands with Healthy Paws.
Our story began last year when we adopted a puppy; our little Humphrey came from a very good breeder with a good family health history; did it matter?...not in this case and like people, things can go wrong sometimes health wise even at a young age. He was diagnosed with something similar to Crohn’s Disease (in humans) but in order to find this out, we ended up having to go through a process of elimination of a series of very expensive tests; from x-rays, to an ultrasound, to an endoscopic procedure with biopsies.
Healthy Paws was with us every step of the way, starting with the hassle free and ease of submitting claims, no questions asked and no bad surprises; “what we were insured for, is what we got”. Each time, the claims were reviewed quickly; and the reimbursements received promptly. Their website is also very user friendly and the information provided very clear; their live Customer Service Agents, all excellent.
Finally, I would like to add, that, as if this is not satisfactory enough, after each procedure that was done on Humphrey, Healthy Paws would follow up to see if he was feeling better...asking us to take care of him and not to worry about the rest! ...come on!... does your doctor’s office or health insurance company do that?
It is as simple as that: if Healthy Paws could insure us, humans, we would switch instantly!
Marie-Christine & David
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
