Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Eli

Great Service

I have used Healthy Paws to cover the health needs of my two dogs and three cats for several years now. Their level of service and responsiveness has been incredible. I tried other companies in the past, but I found them all to be difficult to work with. I am so glad to have found Healthy Paws. I would recommend them to everyone!
5

out of 5

POSTED: | BY: ELI

Great service!

I have used Healthy Paws to cover the health needs of my two dogs and three cats for several years now. Their level of service and responsiveness has been incredible. I tried other companies in the past, but I found them all to be difficult to work with. I am so glad to have found Healthy Paws. I would recommend them to everyone!
5

out of 5

POSTED: | BY: Dan Sirotkin

A liver biopsy revealed that my…

A liver biopsy revealed that my absolutely heart and soul has a copper storage issue, and the good news was that the procedure and recovery went really well. However the bad news is he's going to be on some pretty powerful meds for awhile to clear all the copper out of his liver, and so it means a lot to have the billing for all his past procedures and medications handled so professionally and promptly by Healthy Paws Pet Insurance. He's not out of the woods yet and he's my absolute heart and soul, but it means a ton to not have to worry about the financial element of his care too much because of the coverage they're providing. The app is easy to use and they even made changing to direct deposit really simple, without this coverage the hundreds and hundreds and dollars of medication after this multi-thousand dollar surgery would be beyond stressful and might break me.
5

out of 5

POSTED: | BY: Dan

Helping save my best friend's life

A liver biopsy revealed that my absolutely heart and soul has a copper storage issue, and the good news was that the procedure and recovery went really well. However the bad news is he's going to be on some pretty powerful meds for awhile to clear all the copper out of his liver, and so it means a lot to have the billing for all his past procedures and medications handled so professionally and promptly by Healthy Paws Pet Insurance. He's not out of the woods yet and he's my absolute heart and soul, but it means a ton to not have to worry about the financial element of his care too much because of the coverage they're providing. The app is easy to use and they even made changing to direct deposit really simple, without this coverage the hundreds and hundreds and dollars of medication after this multi-thousand dollar surgery would be beyond stressful and might break me.
5

out of 5

POSTED: | BY: KHD

Easy claim filing, fast reimbursement, delivers benefits promised

My 9-month old kitten Milo had two seizures within a two week period. While it was very scary for us to go through, the peace of mind that we had pet insurance meant I didn't have to worry about affording any of the tests, overnight hospitalization, or medications. The explanation of benefits was very clear each time and the reimbursements were deposited as cash into my checking account within 1-2 days after filing the claims. Claims are incredibly easy to file as well -- all you have to do is upload the itemized invoice from the vet. The monthly premium of $14 is the best investment I've ever made and I couldn't be happier with the ease and delivery of benefits Healthy Paws promised. They can count us customers for life!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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