Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Alan Weisman

Best pet insurance on the market

Healthy paws gives you so many options to choose from. Their customer survice is very friendly and understanding. I had to take my dog Peach to a hospital for tummy issues. The cost was over $900. Healthy Paws reimburst me 90% within days. You just can't do better than that.
5

out of 5

POSTED: | BY: Sally Zanger

They have been wonderful.

My dog is covered by a Healthy Paws policy and was diagnosed with a nasal tumor recently. The company has covered everything per the policy, sending checks quickly. It has given me the rare luxury of making the treatment decisions based solely on what will be best for her, with no major concern about my financial situation. I have tight finances, can afford the deductible and copay, and am very happy I made the decision when she joined the family to insure her. So many people say, "just put the money aside that you would pay for insurance." I know that I would never do that, or if I did, would dip into it for say, an unexpected automobile or home repairs. But also, my father told me that you should insure against disasters. My previous experience with canine disasters is that it would take longer than a dog lives to cover the cost of one. (In that experience, I took out two loans with Care Credit and went home with a can of ashes at the end.) I am very grateful to be able to make decisions for her benefit and to enjoy the time we have.
5

out of 5

POSTED: | BY: Sally Zanger

They have been terrific!

My dog who is covered by a Healthy Paws policy was diagnosed with a nasal tumor recently. Healthy Paws has covered everything per the policy, sending checks quickly. It has given me the rare luxury of making her health care decisions based solely on what will be best for her, with no major concern about my financial situation. I have tight finances, can afford the deductible and copay, and am very happy I made the decision when she joined the family to insure her. So many people say, "just put the money aside that you would pay for insurance." I know that I would never do that, or if I did, would dip into it for say, an unexpected automobile or home repairs. But also, my father told me that you should insure against disasters. My previous experience with canine disasters is that it would take longer than a dog lives to cover the cost of one with the amount I have paid in premiums. For a previous pet, who was not insured, I took out two loans and in the end had the loans but no dog. This is a dire diagnosis, but I can make good decisions and enjoy the time we have together.
5

out of 5

POSTED: | BY: Denise Govoni

There when you and your pet need them!

I invested in pet insurance with Healthy Paws when I adopted Barry. We used the insurance once early on and were then fortunate enough not to need to file a claim for years. This past year I found a small lump on Barry and it turned out to be cancer. Barry had a number of tests followed by surgery. My focus was on taking care of him so it was a GREAT relief that filing a claim and getting reimbursed was both FAST and EASY! I could not have been happier with the service and coverage provided by Healthy Paws! I would highly recommend them if you want to invest in your pets long-term health and well-being!
1

out of 5

POSTED: | BY: Karla Villa

I wish I could leave a 0 or negative…

I wish I could leave a 0 or negative stars, please save your money and go to an insurance company who actually cares about customer service and its customers. I cancel my policy after less than 1 month of having it and they charge me for over 4 months without my consent, over 2 months of going back and forth with them and they did not take fault on their behalf and I lost my money. PLEASE SAFE YOUR TIME AND MONEY & GO WITH SOMEONE WHO CARES ABOUT THEIR CUSTOMERS.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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