Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Maria

Without a doubt, best pet insurance out there!

After owning many large breed dogs (mostly Rottweilers) and paying out thousands of dollars for knee and hip surgeries, my vet finally suggested it might be worth my while to get health insurance for my dogs. I tried out a couple of different insurances - which I wasn't impressed with AT ALL - before I finally discovered Healthy Paws. I now have two of my dogs on Healthy Paws insurance; Milton my Bullmastiff and Cooper my rescue German Shepherd. It is by far the best puppy insurance on the market. Like your own personal health insurance, you have choices to what you want your deductible to be. It covers far more than the majority of the competitor dog insurances. It is simple to use. The complete Claim process from filing to payout of claim is impressively quick and smooth. They also follow up on your animal to check in on how they're doing - which I appreciate. When your pups are sick, you need support - you get that from Healthy Paws - they care. I recommend them to all my friends and family members. I am a huge animal lover, and my dogs are my family. I have nothing but great things to say about Healthy Paws.
5

out of 5

POSTED: | BY: Candace

Best thing I ever bought. Researched pet insurance and now from experience I highly recommend Healthy Paws!

I’ve had multiple health issues with my 6 pound, 4 year old dog during the last 2 years. Never had any issues from Healthy Paws and they paid promptly! I never had to worry about money issues when getting care for Cholo!
5

out of 5

POSTED: | BY: Nicole

An insurance carrier that makes your claims experience stress free and easy!

Healthy Paws made our claims experience stress free! It was an easy and helpful process. When your pet just has surgery this is the last thing you want to worry about. I am very happy I chose Healthy Paws as my pet insurance carrier.
5

out of 5

POSTED: | BY: TOM

Just OUTSTANDING

I would recommend Healthy Paws without reservation. I do not use my insurance much, feeling that owning a pet you have a responsibility to provide for them when you own one...................However, a serious eye injury occurred. Bills were will into the 5K range. Healthy Paws stepped up to the plate and helped me, when otherwise I don't know if I could have afforded to care for my pet. Claims were easy, fast, and customer service was spot on. Don't hesitate...........buy your policy today, and protect your pet, and your wallet. You will be glad you did.
5

out of 5

POSTED: | BY: Arleen Marie

Healthy Paws gave me an extra year with my pup.

I adopted a 5 year old retired racing greyhound who had a repaired broken leg. Reading some other reviews, I was concerned about preexisting conditions but I found Healthy Paws very honest and straightforward about what would be considered a preexisting condition. I decided to go ahead with the policy and I never regretted that decision. For the first few years, my dog luckily remained healthy and I didn’t have to submit any claims. His rate increased every year but I understood that as he got older, there was an increased chance that I would need to submit claims. This past year I got the worst news ever- my baby was diagnosed with osteosarcoma. This is a quick death sentence for many pups. His vet gave him maybe 2 months left. Because we had Healthy Paws, I was able to aggressively fight this disease using the latest technology. There would be no way I would have been able to afford all of his tests and treatments without them (over $10,000). They covered amputation, chemotherapy, countless X-rays, nuclear scan, acupuncture, daily medications, and ultrasounds. They gave me an extra year with my baby and I am forever grateful to them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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