Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Cathy LaPeters

Healthy Paws has been amazing

Healthy Paws has been amazing! We have two dogs that both have developed some issues and, if not for Healthy Paws, we could not have afforded the care they needed. The cost is affordable, the claim process is smooth and easy and reimbursement happens very quickly. I highly recommend Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Cathy LaPeters

We love Healthy Paws!

Healthy Paws has been amazing! We have two dogs that both have developed some issues and, if not for Healthy Paws, we could not have afforded the care they needed. The cost is affordable, the claim process is smooth and easy and reimbursement happens very quickly. I highly recommend Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Sara

Highly Recommend

Healthy Paws is a great company to work with. It is extremely easy to submit claims and they process claims very quickly.
1

out of 5

POSTED: | BY: James McLendon

How can you possibly be top rated

How can you possibly be top rated? You will take my money and only cover future situations! But if my dog has ongoing conditions you won’t give me any coverage for It! Doesn’t make one bit of sense to me!
5

out of 5

POSTED: | BY: Katelyn C

I don't know what I would have done…

I don't know what I would have done without them. I signed up for healthy paws a few days after I picked up my perfect little pup, he's now 5 years old. This year has been a doozy!! He tore his ACL on the left side in June, the surgery was 5k, he then needed physical therapy, and right when we were clear to get back to normal activity he tore the other side, only 3 months later! This side was 6k because they also found a mass they needed to remove. Over 12k in vet bills in 3 months, and more to come with therapy. Healthy paws saved his quality of life! We simply submit the bills via thier app and within a few days have our 90% refund. They even emailed personally to check in on him after the fact. We do not know what we would do without Healthy Paws, I recommend them to all my friend and anyone I meet with a new puppy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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