Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ann

Healthy Paws is the absolute best!

Healthy Paws is the absolute best! The customer service is outstanding. They cover 80% of costs, including prescriptions, (after deductible of course). To submit claims, just snap a picture and press send. That's it. They send a reimbursement check within a week. I could not be happier with them.
5

out of 5

POSTED: | BY: Ari

Great Customer Service, quick settling of claim, so easy

It was so easy to file my claim, and having the coverage offers me peace of mind that we can get our beloved pet the best care possible, without having to worry that I am going to go broke. Thankfully, we don't have to think twice financially about removing a mass from our dog. getting this policy was one of the best decisions I made.
5

out of 5

POSTED: | BY: Karen

Best Pet Insurance Company!

This company is very easy to work with and to submit any claims. They always respond and even follow up to find out how your pet is doing.
5

out of 5

POSTED: | BY: Andrew

Healthy Paws Top Notch

Simply put, probably the best interaction I have had with ANY insurance carrier. Cooper broke his canine and it required a root canal. We had bought the policy right when we got him at 9 weeks and never had used it until his accident. Root canal for a dog is even more expensive than for a human as there are only a few specialists that do it. Healthy Paws was happy to help, didn't fight the claim at all, just asked for the supporting documentation. The procedure was covered as advertised and Cooper is back to his old self with 3 1/2 canines. HealthyPaws actually wanted to help, worked with us, didn't make us feel like we had to fight them, and even followed up with a note about a week after his procedure to see how he was doing. Highly recommended and already have had 2 other friends purchase it as well.
5

out of 5

POSTED: | BY: Julie

Grateful I kept the coverage

I got this insurance when I adopted Waldo back in 2012 and never used it until this year. Filing the claim(s) has been really easy and they payout quickly (Less than a week). The one thing that I did not understand (because it is not this way with any other insurance) is this - I have a $500 deductible with a 80/20 coinsurance split. They take the 80/20 on the deductible too which means I actually have to pay out $625 before they consider that I have reached the deductible. That was a bummer.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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