Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Marilyn

Get Healthy Paws pet insurance!

My nearly 2 year old previously healthy dog suddenly developed seizures and required an ER visit, an ER to hospital transfer, 3 nights in the neuro ICU, a brain MRI, spinal tap, and was started on a steroid pulse and lifetime of anti-seizure medications. Needless to say, this was an extremely stressful time as I worried about his health, prognosis, and financial strain. Healthy Paws really came through for us. Submitting the claims via the app was simple, clear, and painless. They worked on the claims within a few days and provided reimbursement quickly. I can't tell you what a relief it was to have Healthy Paws pet insurance so that I wouldn't have to be in a position of compromising my dog's health because I wasn't sure if I could foot the bill. In addition, after his discharge, Healthy Paws reached out to check in on how my dog was doing. I replied back that I was having a hard time getting one bill reimbursed and the customer rep took the initiative to speak with claims to research why - then provided me a reason, and then followed up to make sure things were settled. I am so grateful. You can't ask for a better company to care for your dog and you.
5

out of 5

POSTED: | BY: Sharon

I chose Healthy Paws and never looked back...

I adopted my pet and not long after, she needed surgery. This is the first pet I purchased insurance for and boy was I lucky to find Healthy Paws. After looking into several, I chose Healthy Paws and I could not be happier with that decision. My dog has issues as a result of the surgery and HP has been there every step of the way for us. Since her meds are a result of the surgery, they cover her meds and I submit my claim every six months (my choice, not theirs). My very first claim was over $22K and if you have a claim over $2K, I believe they will work directly with the pet hospital. They are just wonderful and I tell everyone of my experience, not to let people know I've spent over 45K to date and HP reimbursed, quickly I might add but to let people know pet insurance is NOT a waste of money and you never know what is going on inside your pet. As for a wellness plan, I feed my dog quality food,(Just Food For Dogs) get her vaccinations and nails trimmed (VIP), pretty much take care of her. Just do it!!
5

out of 5

POSTED: | BY: Sharon

Easy process, fast service, none better

I adopted my pet and not long after, she needed surgery. This is the first pet I purchased insurance for and boy was I lucky to find Healthy Paws. After looking into several, I chose Healthy Paws and I could not be happier with that decision. My dog has issues as a result of the surgery and HP has been there every step of the way for us. Since her meds are a result of the surgery, they cover her meds and I submit my claim every six months (my choice, not theirs). They have not only never balked at any of the 92 claims and counting, they email every now and then to check on her. HP really cares. My very first claim was over $22K and if you have a claim over $2K, I believe they will work directly with the pet hospital. They are just wonderful and I tell everyone of my experience, not to let people know I've spent over 45K to date and HP reimbursed, quickly I might add but to let people know pet insurance is NOT a waste of money and you never know what is going on inside your pet. Just do it!!
5

out of 5

POSTED: | BY: Liz

Healthy Paws has been great for us.

Healthy Paws has been great for us. I got it when my two cats were kittens and the process for getting claims processed is incredibly easy and clear. They helped us out with some incredibly expensive end of life care for one cat that was a result of surprise event and that freed us up to focus on whether the medical care was the right choice for the cat to limit his pain without worrying about bills. Healthy Paws customer service is excellent. I wish health insurance for people was this good.
5

out of 5

POSTED: | BY: Elizabeth Blessing

Healthy Paws has been great for us

Healthy Paws has been great for us. I got it when my two cats were kittens and the process for getting claims processed is incredibly easy and clear. They helped us out with some incredibly expensive end of life care for one cat that was a result of surprise event and that freed us up to focus on whether the medical care was the right choice for the cat to limit his pain without worrying about bills. Healthy Paws customer service is excellent. I wish health insurance for people was this good.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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