Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Matt

Excellent Choice

We have had Healthy Paws for some time. We have had good health and did not need to file a claim. This year we had two surgeries. Filing the claim was easy, the response quick. Healthy Paws paid as promised, promptly. In a few months she will be 14 and no longer able to get Healthy Paws. If not for that we would stay with Healthy Paws to the end. We have insurance to take money out of the decision process for health care. Happy we made this choice.
1

out of 5

POSTED: | BY: Stephan Goetz

They doubled my monthly fee for no…

They doubled my monthly fee for no reason. $100 a month is just too much, my dog never went to the doctor. I am better off setting the $1200 a year a side and just pay the bill. Quite disappointed that they go crazy with the premium increases.
5

out of 5

POSTED: | BY: Graciela Camacho

Easiest decision ever.

I've had my dog since 2012 and didn't know pet insurance was straightforward a protection for your pet as well as your wallet. I truly have had the easiest, friction-free experience with Healthy Paws. I looked up my dog's rate, submitted a request for my vet to send his medical record. Everything is digitized from the app, submission, and reimbursement. All of my reimbursements were completed within 24 hours (remarkable) and the explanation very simple. We want to get a dog brother for our pup and he will be a Healthy Paws dog too! Thank you for making this one of the best purchases that helped my dog throughout the last almost 5 years.
5

out of 5

POSTED: | BY: Graciela Camacho

Easiest decision ever

I've had my dog since 2012 and didn't know pet insurance was straightforward a protection for your pet as well as your wallet. I truly have had the easiest, friction-free experience with Healthy Paws. I looked up my dog's rate, submitted a request for my vet to send his medical record. Everything is digitized from the app, submission, and reimbursement. All of my reimbursements were completed within 24 hours (remarkable) and the explanation very simple. We want to get a dog brother for our pup and he will be a Healthy Paws dog too! Thank you for making this one of the best purchases that helped my dog throughout the last almost 5 years.
5

out of 5

POSTED: | BY: Christie Roark

Amazing, so glad I have Healthy Paws

My 4-year-old teacup yorkie has been through quite a lot in her short life. Last year, she had encephalitis which was extremely serious. I wanted to do all I could for her regarding tests, CT scans and medicine. The cost was very high and there was uncertainity if this condition would last forever but knowing I had Healthy Paws made all the difference. Recently my sweet girl got HGE and that was another random and unforunate occurence. And, again, Healthy Paws was there to the rescue. Honestly, I never thought I would need health insurance for my dog as much as I have, but I am beyond grateful I do. I would encourage anyone with a furry friend to sign up for Healthy Paws today. They are quick to review my claims, reimburse me in a timely manner and all the reps I have spoken to are helpful and care about my dog. They've even reached out to ask how she was doing on numerous occasions. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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