Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christie R

So thankful for Healthy Paws

My 4-year-old teacup yorkie has been through quite a lot in her short life. Last year, she had encephalitis which was extremely serious. I wanted to do all I could for her regarding tests, CT scans and medicine. The cost was very high and there was uncertainity if this condition would last forever but knowing I had Healthy Paws made all the difference. Recently my sweet girl got HGE and that was another random and unforunate occurence. And, again, Healthy Paws was there to the rescue. Honestly, I never thought I would need health insurance for my dog as much as I have, but I am beyond grateful I do. I would encourage anyone with a furry friend to sign up for Healthy Paws today. They are quick to review my claims, reimburse me in a timely manner and all the reps I have spoken to are helpful and care about my dog. They've even reached out to ask how she was doing on numerous occasions. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Nishi Randall

Excellent help when you need it the most!

This was the easiest part of the entire time my pup was sick. With all the stress and lack of sleep, HealthyPaws made it easy to submit our invoices, and we were reimbursed within days. Thank you for making this a smooth and easy process and also for all the help with our pile of vet bills! I have referred HealthyPaws to friends and family!
5

out of 5

POSTED: | BY: Courtney Leer

Couldn't Be Happier!!

I've never had a dog in my life before Luna, so I knew as soon as I got her back in 2017 that I needed pet insurance ASAP. I got her covered when she was 6 months old so she wouldn't have any pre-existing conditions. I read reviews for a bunch of insurance companies online, and I am SO glad I went with Healthy Paws! Every single time I've ever called them, I've been connected to a real person (in Washington!) who has compassionately and fully answered my questions or concerns. The claims process is quick and only ever takes a couple days, and then 90% of whatever is covered is deposited directly into my account. Recently, I got $600 of an over $700 emergency room bill reimbursed, which was HUGE for my peace of mind!! They're transparent about the annual deductible, which thankfully I'd already satisfied, and then they followed up with me personally afterward via email to ask how Luna was and make sure she was okay. The staff is friendly, the claims process is simple and intuitive, and there have never been any surprises in terms of what is or isn't covered. I am so glad I went with Healthy Paws, and I recommend them to all of my friends and family!
5

out of 5

POSTED: | BY: Courtney Leer

LOVE Healthy Paws Insurance! SO grateful for this company!!

I've never had a dog in my life before Luna, so I knew as soon as I got her back in 2017 that I needed pet insurance ASAP. I got her covered when she was 6 months old so she wouldn't have any pre-existing conditions. I read reviews for a bunch of insurance companies online, and I am SO glad I went with Healthy Paws! Every single time I've ever called them, I've been connected to a real person (in Washington!) who has compassionately and fully answered my questions or concerns. The claims process is quick and only ever takes a couple days, and then 90% of whatever is covered is deposited directly into my account. Recently, I got $600 of an over $700 emergency room bill reimbursed, which was HUGE for my peace of mind!! They're transparent about the annual deductible, which thankfully I'd already satisfied, and then they followed up with me personally afterward via email to ask how Luna was and make sure she was okay. The staff is friendly, the claims process is simple and intuitive, and there have never been any surprises in terms of what is or isn't covered. I am so glad I went with Healthy Paws, and I recommend them to all of my friends and family!
5

out of 5

POSTED: | BY: DIANA B

Best insurance out there

I absolutely love HealthyPaws insurance for my dog and would highly recommend it to anyone who has a pet. A few of my friends, who're pet owners, have this insurance (per my recommendation) and they're very happy with it as well. Pros: - Customer service is excellent - Very prompt payment (most times getting reimbursed within 2 days of submitting a claim) - Excellent coverage - Got coverage on a test that most insurances don't cover Cons: - a bit pricy, but totally worth it, especially if you have a pet with health issues

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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