Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Andrew

No Fuss Insurance

I’ve been using Healthy Paws to insure my pup for nearly two years now. When I first got my pup I did quite a bit of research on the various companies offering pet insurance. I was drawn to Healthy Paws’ simple benefits structure, as well as not having a cap on benefits per incident nor lifetime (super important!). They also had the highest user rating and seemed to be competitively priced with others, so I decided to give them a try… and I’m happy to say that to date they’ve delivered. I’ve made a couple sizable claims, and both were seamlessly paid out as expected with zero interaction from me other than submitting photos of my vet bill. If you’re in the market for pet insurance I highly recommend them.
5

out of 5

POSTED: | BY: Stephanie

Reliable and fast

Our puppy got into and eat raisins (can be very toxic) and we had to rush her to the ER vet. After a hospital stay and a big bill we were so thankful we had pet insurance! It was super simple to submit the claims via the app and we had the reimbursements in less than two weeks! Definitely recommend!
5

out of 5

POSTED: | BY: Kathleen Begley

I recommend it to everyone

They have been so helpful when it comes to getting the care my dogs need! I have one dog on allergy meds, who has had a ACL surgery, and was recently hospitalized. It would be impossible to manage if I did not have Healthy Paws.
5

out of 5

POSTED: | BY: Kathleen

I recommend it to everyone..

They have been so helpful when it comes to getting the care my dogs need! I have one dog on allergy meds, who has had a ACL surgery, and was recently hospitalized. It would be impossible to manage if I did not have Healthy Paws.
5

out of 5

POSTED: | BY: Amber

Simply the best. Look no further!

Before we got our puppy we did so much research. After reading tons of reviews and comparisons, we were sold on Healthy Paws. Their coverage is the best, worth every penny, and they have excellent customer service available at convenient times. I have nothing but positive things to say about the company. Their app works well and quick, as long as the pet parent has the appropriate documentation. Even my family was impressed, and my sister just got a policy for her dog as well!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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