Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Christal

Absolutely Amazing Service!

After having Healthy Paws Insurance for over a year, we just made our first claim. We could not be more pleased with the service we received! Our dog was hit by a car and had to have very expensive surgery. We submitted our claim on a Monday afternoon and had the claim completed by Wednesday! Afterwards, they sent a message to check on Pendrick - that was just the icing on the cake! I have been telling all of my pet owner friends about them! 100% recommend!!!
5

out of 5

POSTED: | BY: Jane

Easy and quick claims process

We have an 8 month old puppy who has had a few rounds of diarrhea, conjunctivitis and most recently received a dog bite at the dog park. Despite the multiple trips to the vet, we have been extremely pleased with both the ease of submitting a claim (simply upload a picture of the itemized bill) and the quick turnaround time for reimbursement. The app is also very user friendly. We are very glad that we decided to get our pet insurance with Healthy Paws.
5

out of 5

POSTED: | BY: Wendy

Great Insurance for a well loved pet

When faced with major surgery for our sweet Penny - it was such a relief to know we had insurance for her. The claim process is easy, the response was quick, service is friendly and we feel like Healthy Paws cares about the service we receive and the care Penny gets
5

out of 5

POSTED: | BY: Olivia

All positives for Healthy Paws so far

We have been so thankful that we got pet insurance for our puppy, Ruby! Due to some medical issues, she had multiple trips to the emergency vet during her first year, and Healthy Paws was very quick to process our claims. They make it clear what is covered and what is not when they send explanations of coverage. Their customer support team has been helpful and friendly. I’m a little concerned to see if our rates are going to skyrocket when our policy renews, but we still recommend everyone get pet insurance when bringing home a pet!
5

out of 5

POSTED: | BY: Brittany

Don’t get a pet without Healthy Paws!

When we adopted our German Shepherd we knew we wanted to get her insured early. I know old, large dogs have hip problems and all sorts of other things that can bankrupt you. Add to that the strongest prey drive I’ve ever seen in a dog and we were using our insurance benefits early and often! Just recently we had to send our dog in for MAJOR surgery (like $10k). Healthy Paws has covered all of our claims and even sent a little email checking in on our pup. Everyone I’ve called for customer service is just the nicest person ever. Highly recommend!!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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