Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: CINDY G

Best Pet Insurance Ever!!!

I've had Healthy Paws Insurance for 10 years for our boy, Buddy! I can't say enough about how wonderful it has been to have the peace of mind we will be able to get whatever care is needed for him to be healthy and happy. I have recommended Healthy Paws to my friends with pets, and all are as happy with the company as I am! We are all truly blessed to have this insurance for Buddy!
5

out of 5

POSTED: | BY: Megan

So grateful for this wonderful insurance.

We have had Indigo insured with Healthy Paws for many years, and they have always processed our claims quickly. Their friendly support has made a huge difference for us and for Indigo’s quality of life.
5

out of 5

POSTED: | BY: Sabrina Sprott

Exceeded all my expectations!

Healthy Paws is AMAZING. When I rescued my dog at 6 months old I wasn’t sure about pet insurance but I figured we’d give it a try. Countless ear infections, skin allergies, and a torn ACL, Healthy Paws has covered everything and our claims were completed within a day or two and our reimbursements were sent immediately to my bank account. Health insurance for our pets is truly a must with everything that can happen and having Healthy Paws behind us helps me to know I can do anything to support my dog.
5

out of 5

POSTED: | BY: NANCI M

Who needs pet insurance?

I own two mini schnauzers. One is 2 years old and the other is 11 months. I cook for them, give them multi vitamins, regular vet visits and grooming. They are healthy and happy so why would I need pet insurance? On a whim, I decided to educate myself about different pet insurance since someone on my FB page recommended getting it. Healthy Paws had good reviews and some of the best pricing. Still felt it "might" be a waste of money, but I love my babies and thought I would try it for a few years. A few weeks ago, my oldest mini begin to vomit and continued until he was spitting up blood. I panicked!! Of course this is on a Saturday night and my vet is closed. I rushed him to the pet ER and they immediately took him in and diagnosed him with pancreatis. He had to stay the night and we didn't know if he would make it. Soooo scary! After 24 hours and a $1500 bill, he was released and doing well. I filed my claim the next day and heard back immediately from Healthy Paws. They paid the claim within 10 days. Trust me when I say "pet insurance is NOT a waste of money"! I highly recommend Healthy Paws and will always feel good about getting the best treatment for my fur babies!
5

out of 5

POSTED: | BY: Laura

Very easy to work with

I just had to have eye surgery on my 1 year old Chow Chow. I was stressed enough, without having to worry about the cost of surgery. Healthy Paws was easy to work with. I take a picture of the bill and diagnosis, send it to them through their app, and within 2 weeks I had my reimbursement check. The only thing I had to worry about was getting my pup well. Nice job Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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