Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Donna James

Healthy Paws Insurance is reliable and has saved us so much money in veterinary bills!

I could not be more pleased with Healthy Paws Insurance. I carry this insurance on both my Maltese and have never had any problems. A few times I have called them to ask questions and everyone is knowledgeable and polite. My claims have been handled in a timely manner. I have even received email inquiries as to how my pet is doing after a sick visit with the vet!
5

out of 5

POSTED: | BY: Anita Conder

Molly's clsims

Healthy Paws insurance was awesome! They processed my claim very quickly so I was able to concentrate on Molly and not worry about the the surgery cost. I highly recommend healthy paws.
5

out of 5

POSTED: | BY: Myklos Fahey

I highly recommend Healthy Paws

I highly recommend Healthy Paws Pet Insurance to anyone who is looking for the very best insurance for their furry friends. This company is top notch and not only provides the best insurance coverage but also the absolute best service hands down. I have been using Healthy Paws since 2016 when the insurance company I had for my dog, Waylan wouldn't pay his claims after he was diagnosed with a rare platelet issue. I did some research on various insurance companies and found Healthy Paws to be the best. They not only took on all his claims going forward but paid them at 70% and didn't asked twice in regard to any other medical issues he had going forward. In July of this year Waylan passed away and I was so touched by the way Healthy Paws reached out to me not only via email but also with a sympathy card that truly showed they cared about my special little friend. In September of this year I was fortunate enough to be blessed and grateful once again that I have Healthy Paws as insurance for my furry cat friend, Julian. He became very sick and within a week ended up three days in the Urgent Care undergoing various tests and treatments to find out why his liver values were so high and to get to the bottom of why he wasn't eating. He recovered nicely while in Urgent Care and came out with a feeding tube but to my surprise and the doctors as well, he was eating on his own again three days after being released from the Urgent Care. The bill for his treatment was over $4200.00! Even without pet insurance I would have found a way to pay for his treatment but without missing a step Healthy Paws reviewed his treatment chart and medical records paying 90% of his bill +/- his exam, food and natural medicine treatments. They also followed up with me via email twice to make sure he was recovering and still responding to treatment. I felt it was time to write a review about Healthy Paws and all the great things they have done not only for my pets but for me as well!
5

out of 5

POSTED: | BY: Myklos Fahey

Top Notch Care and Service

I highly recommend Healthy Paws Pet Insurance to anyone who is looking for the very best insurance for their furry friends. This company is top notch and not only provides the best insurance coverage but also the absolute best service hands down. I have been using Healthy Paws since 2016 when the insurance company I had for my dog, Waylan wouldn't pay his claims after he was diagnosed with a rare platelet issue. I did some research on various insurance companies and found Healthy Paws to be the best. They not only took on all his claims going forward but paid them at 70% and didn't asked twice in regard to any other medical issues he had going forward. In July of this year Waylan passed away and I was so touched by the way Healthy Paws reached out to me not only via email but also with a sympathy card that truly showed they cared about my special little friend. In September of this year I was fortunate enough to be blessed and grateful once again that I have Healthy Paws as insurance for my furry cat friend, Julian. He became very sick and within a week ended up three days in the Urgent Care undergoing various tests and treatments to find out why his liver values were so high and to get to the bottom of why he wasn't eating. He recovered nicely while in Urgent Care and came out with a feeding tube but to my surprise and the doctors as well, he was eating on his own again three days after being released from the Urgent Care. The bill for his treatment was over $4200.00! Even without pet insurance I would have found a way to pay for his treatment but without missing a step Healthy Paws reviewed his treatment chart and medical records paying 90% of his bill +/- his exam, food and natural medicine treatments. They also followed up with me via email twice to make sure he was recovering and still responding to treatment. I felt it was time to write a review about Healthy Paws and all the great things they have done not only for my pets but for me as well!
1

out of 5

POSTED: | BY: Jeremy Valerious

Premiums go up every year

I started off with Healthy paws pet insurance because of a reasonable monthly rate of $55 dollars a month. My rates have jumped from $ 55 dollars a month to $111 Dollars going into 2021, I work in the insurance industry and this is unbelievable and concerning. Watch out for Healthy Paws is going to increase your rates every year. I am now shopping for new insurance for my pup. NOT HAPPY

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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