Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Heather

Makes a tough time a little easier

Recently, our pup Daisy needed to visit the emergency vet for a possible obstruction. We'd been through this twice before, so we were prepared for potential surgery. Thankfully, some re-hydration and an overnight stay did the trick. She emerged from the hospital none the worse for the wear. I submitted my claim to Healthy Paws through an easy drag and drop--it was that easy. We had an email in a few days and a check in hand a few days after that. It was great not to have to worry about the expense and to focus on getting our girl back on her feet!
5

out of 5

POSTED: | BY: Janice

Great Company!

This is a great company. Their app made it supper easy to submit my claim. I received the check within a week! Very satisfied with the price, ease and service!
5

out of 5

POSTED: | BY: Renee

Definitely a fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I am definitely a fan!
5

out of 5

POSTED: | BY: Renee Sanders

Healthy Paws fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I'm definitely a fan!
5

out of 5

POSTED: | BY: Ashley Gunn

Healthy Paws and nasal cancer

We’ve had Healthy Paws for the last 7 years. We adopted our dog when he was 2 years old. We decided to get pet insurance in case of any surgeries, emergencies or cancer. We wanted to make sure costs wouldn’t keep us from getting our boy the best care possible. He was about 5 when we got him enrolled. Monthly costs ranged from approximately $30-60 the first 5 years and then went from $70-90 the last two years. I think the increase is fair since the policy is aging as well as the pet. For the first 6 years we never met our deductible ($250/80%). Our dog has chronic ulcers and we paid everything out of pocket. Exam fees are not covered. Fast forward and our dog is 12 years old and we are faced with stage 4 nasal cancer. Prior to the diagnosis we were seeing the vet left and right and then oncologists and quickly met our deductible. We got our first claim very quickly and then signed up for direct deposit right into our account. We decided since we had insurance and had done extensive research, to travel out of state for SRT/SRS radiation. I would say total for this cancer journey we have paid approximately $13,000 and have received roughly $10,000 back. We truly believe Healthy Paws is totally worth the investment and are happy to report the radiation treatment went extremely well and our dog is doing great! Healthy Paws even followed up with us via email to see how our baby was doing. Their customer service is top notch. I’ve sent many emails throughout the years with questions and they are always so pleasant and helpful. We recommend them to everyone. There are a lot of choices out there. Make sure you research and understand what is covered and what’s not. The most heartbreaking decision is not whether to say goodbye to a beloved pet, but whether money is the deciding factor. Save yourself the heartache and get your pet insured!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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