Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: BC

A Great Company

I’ve been with Healthy Paws since my kittens first came home. They are now five years old. Healthy Paws has been there for me no matter the emergency. The claims process is easy and they respond quickly. I recommend them highly.
5

out of 5

POSTED: | BY: Maria

Healthy Paws cares and goes out of their to help with any issue you in counter.

My experience with Healthy Paws has been great. Their customer service is incredible. The person I spoke with was wonderful and the people that helped resolve my issue. I would recommend Healthy Paws to everyone!
5

out of 5

POSTED: | BY: Ann Harvey

Excellent hassle-free claims payment

A friend referred us to healthy paws, and we are completely happy with it. Claims are processed and paid rapidly, with no second-guessing the vets. Our dog needed no care above our deductible for a few years after we got her policy, but in the past few months we have unfortunately had to take her to the emergency room twice including a 48-hour stay and to her regular vet for urgent care once. It has been hard, but not having to worry about the expenses has been great.
1

out of 5

POSTED: | BY: Kathy McNulty Tuccio

Healthy Paws: Disorganized and avoids paying claims

Healthy Paws is disorganized and does not pay claims. I rescued a cat, got an exam the next day, provided all to Healthy Paws which they happily accepted as proof there were no pre-existing conditions, along with my premiums. As it turns out my cat developed asthma which they argued was a pre-existing condition that no one knew about (does that make sense to you?). It took a month for them to develop their case why they won't pay and asked for the same information 3 times. I sent them everything I had and at the end they just assumed it as a pre-existing condition. I cancelled my coverage with them. Don't fall for their nonsense. Do the right thing and save your money!
5

out of 5

POSTED: | BY: Michael Caplan

Love Healthy Paws (7+ years)

I’ve had Healthy Paws for 7 years covering 2 pets and now 2 years with a 3rd (2 Bernese Mountain Dogs and 1 tabby cat). Healthy Paws has been there for all the fun we’ve had with the boys including 2 torn ACLs, 1 incident of bloat that we caught in time, an accidentally swallowed tennis ball, broken toes, muscle strains, and other shenanigans these floofs have gotten into. They’ve been there every step of the way on their recovery. Zero issues, easy to work with them, submit claims and timely coverage.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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