Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Pamela P

Couldn't Ask for More

We are so thankful we chose Healthy Paws as our pet insurance. Sadly, our new puppy had to visit the ER twice in one month. Healthy Paws reimbursed us for the majority of the bills minus our deductible. It was exceptionally easy to submit the claim and we received the check in no time! I couldn't recommend them more highly.
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5

out of 5

POSTED: | BY: Pamela

Couldn't Ask for More

We are so thankful we chose Healthy Paws as our pet insurance. Sadly, our new puppy had to visit the ER twice in one month. Healthy Paws reimbursed us for the majority of the bills minus our deductible. It was exceptionally easy to submit the claim and we received the check in no time! I couldn't recommend them more highly.
3

out of 5

POSTED: | BY: Steven Bernstein Stevieb

All Of These Companies are the Same

Pros: The claims process is easy and stress free The technology to submit claims is good The customer service is good Con: The premiums always go up. They will tell you it is because the area has raising vet costs, but that is just a half truth. Based on this logic, if I get a new quote, then it should be identical to the price I have now... quotes are always about half as much as my current premium. I am currently paying $65ish, and the new quote is $35ish. The entire industry does this because they want you to think their insurance is cheap, then drop them after a few years before you have any major claims... it is a classic bait and switch that I wish were better regulated. In the meantime I stick with HealthyPaw because they are one of the better companies in this industry.
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5

out of 5

POSTED: | BY: BMP

Rate increase

I just recently adopted a dog and I’m insurance shopping. Healthy Paws seems to have great ratings. What concerns me most are the poor ratings all seem to be about recent, multiple rate increases. Can someone please address this. Thank you, Beth P.
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5

out of 5

POSTED: | BY: Rita

This company Healthy Paws deserves all…

This company Healthy Paws deserves all the highest ratings. I have had coverage since 2016 and have not been disappointed once. Quick responses to all questions and reimbursement is quick and fair. I wish everyone could at least try this company as it takes a lot of the financial worry of having to go to the vet.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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