Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I got Healthy Paws Pet Insurance for my rescue dog Tiger Lily when she was 3 years old. I had previous experience with other pet insurance, and knew I needed something better than what I had used with previous pets, so I did some research. It has been the best decision I have ever made. Tiger Lily was healthy and happy for years. Each year I would barely use the deductible. Maybe a couple of years there was a foxtail in her foot, or a gastro intestinal episode, and I would be glad I was able to submit a claim. Then, as she got older she developed allergies--and Healthy Paws has made it possible to get her monthly medications, and then there was an episode that landed her in the emergency room with a sludgy gallbladder diagnosis-- but it was an expensive ER visit. It gave me peace of mind to know that my insurance would cover it. Then she was diagnosed with a heart murmur, and I was relieved to be able to get an echocardiogram to see exactly what is going on. She developed arthritis, and I was able to get x-rays to verify this, and get her monthly medications to ease her pain, so she can still go on her "walkies". And recently she had an acute middle ear infection that wasn't immediately visible--my vet sent me to the doggy neurologist because she was acting like she had a stroke., but I had peace of mind knowing I had Healthy Paws to help me through this issue. Eventually it was determined she needed a procedure, a surgery, to clear out the fluid build up in her middle ear with a specialist... All through out this distressing health issue, the one thing I didn't have to stress about was whether or not my insurance would cover it. Without Healthy Paws, my special Tiger Lily would not have been able to receive the necessary medical care she needed. Healthy Paws does what they advertise, and they are there when you need them. If you have a pet, you need to get insurance for them. And Healthy Paws is the Best.
Premium increases aren't fun, but I understand that's part of the pet insurance industry. However, an increase of 25% per month during a pandemic seems exorbitant. Really frustrated because we've never made a claim with them so far *and* they used to be more flexible regarding premium increases. In 2018, they tried to raise our rates by 25% but lowered it when I called and asked them if they could take it down. It's usually only a couple of dollars. Now it's 10+ dollars every year.
The fact that they won't budge on the rate hike when so many people are struggling is really awful IMO. Used to recommend Healthy Paws to every pet owner I met but will no longer do so.
Premium increases aren't fun, but I understand that's part of the pet insurance industry. However, an increase of 25% per month during a pandemic seems exorbitant. Really frustrated because we've never made a claim with them so far *and* they used to be more flexible regarding premium increases. In 2018, they tried to raise our rates by 25% but lowered it when I called and asked them if they could take it down. It's usually only a couple of dollars. Now it's 10+ dollars every year.
The fact that they won't budge on the rate hike when so many people are struggling is really awful IMO. Used to recommend Healthy Paws to every pet owner I met but will no longer do so.
5
out of 5
POSTED:
| BY: Jennifer Ferreira
Best Dog Insurance
I highly, highly recommend Healthy Paws! My small yorkie has had a luxating patella surgery, a revision surgery, acute pancreatitis, and other issues. Healthy Paws has covered 80% on all of these expenses. Healthy Paws has saved me thousands of dollars! The customer services is always superb. Thank you Healthy Paws for all that out have done for my dog.
5
out of 5
POSTED:
| BY: Cindy G
I've had Healthy Paws Insurance for 10…
I've had Healthy Paws Insurance for 10 years for our boy, Buddy! I can't say enough about how wonderful it has been to have the peace of mind we will be able to get whatever care is needed for him to be healthy and happy. I have recommended Healthy Paws to my friends with pets, and all are as happy with the company as I am! We are all truly blessed to have this insurance for Buddy!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
