Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Thomas

Healthy Paws has always been there for…

Healthy Paws has always been there for us! Not only on the financial side, providing us the support to give our Great Dane the best care, but they also checked in with us after care was given! The best!!
5

out of 5

POSTED: | BY: Lisa

Seamless Process

Wonderful customer service. Timely Claims Service and payout. Low Monthly Premiums and trusted company!
5

out of 5

POSTED: | BY: MARK

Fantastic experience

Super easy, quick and responsive. It was such a relief not to have to be concerned about $$ when making choices about the care of our favorite little guy!
2

out of 5

POSTED: | BY: Erin McGrath

Outrageous pricing increases

We have been happy with the coverage however the annual increases to our premium have been outrageous. From 2019 to 2020 the premium increased over 35%. From 2020 to 2021 the increase was 50%. Over the course of 8 years the price has increased almost 400%.
5

out of 5

POSTED: | BY: Gail Pearlman

Healthy Paws is fast, reliable, and friendly

Healthy Paws just paid $984 for Rosie's surgery, 24 hours after I submitted my claim. I'm very pleased. In the time I've been insured with them, their customer service over the phone and by email has always been friendly and efficient. This surgery was their first "test" as to whether they'd cover what I expected them to cover quickly and without hassle, and they've passed that test with flying colors. Because I didn't ever want to face a huge bill for Rosie's care that I couldn't pay, I got insurance through Healthy Paws about three years ago. They don't raise premiums or reduce benefits because of claim history. Also, the annual deductible is just that, annual, not per incident. And there's no maximum payout limit per incident, year, or lifetime. I recommend Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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