Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: James

No hassle peace of mind

Be sure you're fully aware of the different plans, what a deductible is, and what's covered (not preventative health and not the actual exams) so that you are not surprised. That said, I have healthy paws for both my dogs. Submitting claims and getting reimbursed is so fast and easy. Other than just requesting additional information, I have never had an issue with payment in over five years... and the peace of mind of having insurance is invaluable!!!
5

out of 5

POSTED: | BY: Matteo’s Mom

Highly Recommend - Excellent Coverage & Thoughtful Customer Service

I wish I could say I never had to use my Healthy Paws pet insurance but I have on numerous occasions for my two Pomeranians and I will forever be grateful that I had Healthy Paws coverage. It was a godsend when I was told that both of my pups needed surgery on both of their back knees w/in months of each other. And while we would have paid to have this done regardless, it was such a relief knowing our out-of-pocket cost for these expensive procedures would be a small fraction of what it would have been otherwise. It allowed us to focus on what was important - getting our pups the procedures they needed and not having to worry about the affordability. I have made a point to tell friends and family they are doing themselves and their pets a disservice by not having insurance and I cannot recommend Healthy Paws enough not only for their excellent coverage but for their genuine concern for our pet's well-being.
1

out of 5

POSTED: | BY: Anne Bennett-O'Neale

Otis had a seizure

In December 2020, my dog had a grand mal seizure & subsequently passed away 2 weeks later. Healthy Paws pet insurance said it was a wellness check & declined my claim. Are you kidding .. no protection from them at all!
5

out of 5

POSTED: | BY: Michael

Excellent all around - but more cost effective alternatives out there

I have been with healthy paws for 6 years - they have always been excellent - but just like with any insurance - you need to shop around. I never met my deductibles and wellness visits are not included and examination fees when they are sick are not included - so I really was not getting my moneys worth. I just needed accidental type coverage and there were very limited customization options. In addition healthy Paws as continued to raise rates every year - I even had to raise my deductible to lower the monthly rate. I decided to shop around and was able to find another company that saved me over $60/month when compared to healthy paws. I would say if money is not an option - then stick with them - but if you are on a budget and just want accidental converge with customizable options - look elsewhere.
5

out of 5

POSTED: | BY: Chloe

Love Healthy Paws!

We love healthy paws - I highly recommend them to all of our friends / family. Their customer services is amazing, and we truly have saved a ton of $$$!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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