Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Laura Lafferty

Great service

I have been incredibly impressed with Healthy Paws service so far, their claims process is easy to follow with fast reimbursement. It’s huge peace of mind and I would highly recommend.
5

out of 5

POSTED: | BY: Laura lafferty

Great service

I have been incredibly impressed with Healthy Paws service so far, their claims process is easy to follow with fast reimbursement. It’s huge peace of mind and I would highly recommend.
1

out of 5

POSTED: | BY: Emily Perez

Completely Unreliable

I chose healthy paws because it was one of the highest rated pet insurance programs. About a year into insuring my pets, healthy paws has denied documentation for my cat who has had multiple full exams by the vet. They have stated that these exams are not complete enough to insure that he has no pre-existing conditions. There is no basis for this denial that I can find as he has had blood work, his teeth checked, his ears cleaned and is up to date on his boosters. He has gone to multiple vets over the few years I’ve had him. Now, any claims I’ve filed are being denied because the exams are considered incomplete. The vets didn’t think so. Customer service has been totally unhelpful with this issue. I would highly recommend choosing another pet insurance company like Trupanion that processes claims quickly and has far superior customer service. Not willing to gamble with the health of my pets. Healthy Paws will not be there when you need them.
5

out of 5

POSTED: | BY: Michelle F

Healthy Paws is by far the best…

Healthy Paws is by far the best insurance experience I have ever had as an animal lover and pet parent. I know 10000% that I do not have to worry about what services I can choose for my pet because HEalthy Paws has a one plan fits all. Ill never forget after my dog's TPLO surgery which was several thousand - which they covered without any issue and SO QUICKLY!- but one thing my parent and I didn't think about was the Rehabilitation needed. We had no idea if this was covered as the animal hospital mentioned insurances having different packages and it may not be included, but Healthy Paws came through. When we inquired about rehabilitation, they said "we have one plan so pet parents do not have to worry about providing the care they want to provide" and once they said that, I knew I never needed to search for another insurance provider again. And I TELL EVERYONE I CAN about Healthy Paws. WE are on our second TPLO and same experience. FOREVER COMMITTED AND THANK YOU ALL SO MUCH FOR MAKING THIS EXPERIENCE SO WELCOMING - LIKE FAMILY <3
5

out of 5

POSTED: | BY: Mollie

Easy to file claims and processing time…

Easy to file claims and processing time is quick.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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