Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: John Wilson

They Do It Right

I absolutely love this company. Their benefits are outstanding. They do not play games with claims. I've had every claim I've ever submitted (both small and large) paid exactly as the benefits state, without having to jump through hoops to make it happen. The process is easy and I do it all online. Customer service is excellent on the few times I called with a question. The rates vary by locality, which is the way it should be: adjusted to the cost of care where I live. I've recommended many friends to this company and none are disappointed.
5

out of 5

POSTED: | BY: Kim

Very good customer service.

We purchased Healthy Paws insurance for our little girl the day we got her. She has had a few issues of which I had no problem getting reimbursed. When she was diagnosed with cataracts in both eyes I had no idea if she would be covered for surgery. Thankfully, Healthy Paws sent me a reimbursement very quickly. What a relief to have insurance for something I didn't even know dogs got. I would recommend them to anyone and have many times.
5

out of 5

POSTED: | BY: Nancy Baughn

Healthy Paws is such a wonderful company! I want you to know how much I…

I want you to know how much I appreciate your company and the kindness and concern you’ve shown! Before Cassie, I had never purchased pet insurance. If not for Healthy Paws I would have lost my precious girl. I am so thankful I went with your company!! Also, I am so very grateful to you and all of the staff I have dealt with for the professionalism and kindness shown to me. I will definitely buy insurance from Healthy Paws for all of my future pets!
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5

out of 5

POSTED: | BY: Nancy Baughn

The very best!

I want you to know how much I appreciate your company and the kindness and concern you’ve shown! Before Cassie, I had never purchased pet insurance. If not for Healthy Paws I would have lost my precious girl. I am so thankful I went with your company!! Also, I am so very grateful to you and all of the staff I have dealt with for the professionalism and kindness shown to me.
5

out of 5

POSTED: | BY: Mason

Healthpaws is pretty great

Healthpaws is pretty great. Our poor Rosie had to do a bunch of tests this year including an endoscopy, ultrasound, X-ray, and a lot of different meds. Thank goodness we had Healthypaws. We uploaded all of our invoices electronically, and got reimbursed within 2 weeks. They even have direct deposit and emailed us to follow up on Rosie to make sure she was doing better. The best part was, even after all this, my insurance premium went DOWN 15% since premiums are based on your geographic location, not your individual usage.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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