Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Patrice Moon

A Heartfelt Recommendation

We have Healthy Paws Pet insurance for years. We were fortunate to not have to make any major claims in the past. This year we discovered that our dog has cancer and after numerous test, the vet was confident that surgery was in the best interest of our dog. Her surgery would have cost about $12K. There is absolutely no way we could have afford this surgery without Healthy Paws. Instead it cost us about $2K. It is because of Healthy Paws that we have been gifted with more time with our dog. We will be lifelong customers and advocates
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5

out of 5

POSTED: | BY: Kathleen

Great coverage at a low monthly price.

Healthy Paws recently covered my dog's leg surgery. They were quick with response time and the claim went from submission to benefits declaration within about a week, including the Easter Holiday. I've been impressed with their customer service and the ease of website navigation. Their monthly premium is also very reasonable compared to other pet insurance companies out there.
5

out of 5

POSTED: | BY: Kathleen Murray

Healthy Paws recently covered my dog's…

Healthy Paws recently covered my dog's leg surgery. They were quick with response time and the claim went from submission to benefits declaration within about a week, including the Easter Holiday. I've been impressed with their customer service and the ease of website navigation. Their monthly premium is also very reasonable compared to other pet insurance companies out there.
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2

out of 5

POSTED: | BY: Anna

Premiums Spiking from $34 to $80 a month for a healthy young dog

Be careful with them hiking your policy by $20 every year or two. I started out paying $34, and they gradually increased it over the years to $80 a month. My dog is 6 and has no health problems.
5

out of 5

POSTED: | BY: Robin

Best Pet Insurance and super fast reimbursement

The best pet insurance. I had another insurance company and was having trouble getting my bills reimbursed. Someone I work with recommended Healthy Paws so I made the change. Best thing I have ever done. They have covered every claim I have filed and the reimbursement check has arrived to me within 1 week of filing a claim. They even send emails to check in on my dog, Maggie, to see how she was feeling after surgery. Now who does that? I highly recommend Healthy Paws to all pet owners. They are truly amazing.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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