Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Thomas S

Great pet insurance which doesn't let you down!!

My wife and I have two now almost 3 years' old newfoundlands. We love our boys dearly like most pet parents do and we knew when we got them, as puppies, that we were going to need a pet insurance to cover any eventual issues down the line. We, of course, hoped that we would never need to use our pet insurance with Healthy Paws but wanted to make sure our boys would always get the best care possible, if something was to happen. As it turns out, we've had quite a few issues with our boys already, which of course is unfortunate, but Healthy Paws have always been there to cover our expenses, as per policy, and we have never been left hanging. One of our dogs, for example, just had a mishap recently which resulted in an emergency abdominal surgery hospitalization for several days. Our total bill came to almost USD 10,000.00 and Healthy paws covered without any questions. Our other dog has been diagnosed with a heart condition and thyroid at the start of 2020 and more recently hip dysplasia. He requires a lot of medication to manage his condition and regular check-ups. Here too, Healthy Paws cover our expenses without any questions. We simply would not be able to take care of our boys the way we do, if we didn't have Healthy Paws as a security net. The premium for our policy is high because we have large breed dogs but it's reasonable and definitely worth the money. The claim process is so straight forward. Take a picture of your invoice and upload it through the app. Couldn't be more simple and we couldn't be any happier with our choice to use Healthy Paws as our pet insurance provider.
5

out of 5

POSTED: | BY: John neesam

Very easy to work with when given the information they ask for...

Quick turn around on payments, Don't have to make decisions about what to do depending upon money...
5

out of 5

POSTED: | BY: Lauren B.

Healthy Paws Review

Our newest puppy girl is quite a handful. We knew almost immediately insurance would benefit us with how often she was getting into mischief (despite our constant supervision). Healthy Paws has been a giant life saver for us and her. We decided to insure our older boy just in case after our amazing experience with how helpful they've been to her each and every time. Couldn't recommend healthy paws enough!
5

out of 5

POSTED: | BY: Tony Haspel

The BEST at every level

Healthy Paws is hands down the best pet insurance company in the world. Our dog that we adopted 2 months ago suddenly had a very serious eye problem. Healthy Paws was helping me from the start. My dog ended up having one of her eyes removed but Healthy Paws was with me every set of the way. Claims were easy to file and there was no fuss about it. I received checks within 5 days. They really took the stress of the situation off my back. After the surgery, they emailed me to see how my dog was doing. It brought tears to my eyes. THANK YOU HEALTHY PAWS!!!!!
5

out of 5

POSTED: | BY: Wendy J.

You couldn't ask for better protection for your pet.

Our experience with Healthy Paws pet insurance has been wonderful. We chose this company after looking at 3 which our breeder recommended. It was the best choice for us, and for our dog. The claim process is very easy and the staff were wonderful any time we have had a question. Rest assure that you are in good hands with this company--THEY CARE!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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