Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jaclyn Reimann

I was skeptical about pet insurance, but no longer!

I was skeptical about pet insurance, but I signed up when I adopted my dog, and now I'm so glad I did! My dog was recently diagnosed with Addison's disease after going into an Addisonian crisis. The crisis alone was terrifying, but thankfully it's a treatable condition with daily steroids and monthly injections, and thanks to Healthy Paws, I can afford to keep him healthy. It's easy to file a claim, and reimbursements are sent quickly. I highly recommend Healthy Paws. Sign up when you adopt your pet!
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5

out of 5

POSTED: | BY: Jackie

Healthy Paws is there when you need it!

I was skeptical about pet insurance, but I signed up when I adopted my dog, and now I'm so glad I did! My dog was recently diagnosed with Addison's disease after going into an Addisonian crisis. The crisis alone was terrifying, but thankfully it's a treatable condition with daily steroids and monthly injections, and thanks to Healthy Paws, I can afford to keep him healthy. It's easy to file a claim, and reimbursement checks/direct deposits are quick. The customer service is great! I highly recommend Healthy Paws. Sign up when you adopt your pet!
5

out of 5

POSTED: | BY: Rina

A True Life Saver!

We adopted our dog Grayson when she was 18 months. We got Healthy Paws insurance immediately, as it was recommended by a friend and had good reviews. Grayson has been healthy during the 2 years we've had her and we've used Healthy Paws occasionally. Fast forward 2 years. Grayson had a strange reaction to a tick collar and we took her to the emergency vet. She seemed ok, however blood tests indicated high liver enzymes. We retested after a month and the results were worse. We then did more tests that indicated our otherwise healthy girl had some form of liver disease. After multiple tests, an ultrasound and a catscan, it was found she had a liver shunt. Healthy Paws payed for these tests/procedures and also paid for her very costly surgery. They have been a true lifesaver and even emailed to check up on her. I love them and recommend them strongly!!!
5

out of 5

POSTED: | BY: Lourdes

They are very easy to work with.

I enjoy working with Healthy Paws, the claim process is very simple and the reimbursement is sent quickly. I highly recommend them.
5

out of 5

POSTED: | BY: Nancy

Love Healthy Paws

They were so helpful and responsive during a scary time with our little guy and even followed up to ask about him when his surgery was over
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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