Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Tammy

Ease of mind to have assurrance you can do the best care in any medical crisis!

I have a GWP that is a year old and knowing the history of the breed to be known as eating anything in sight I started shopping around for pet insurance. I did a lot of comparison with other insurances and spoke with other GWP owners. Hands down this is the best insurance! Processing of the claims and money back in my pocket 3 - 7 business days. And trust me the premium you pay each month is well worth it!
1

out of 5

POSTED: | BY: Kyle Svetlik

Claims make your premiums skyrocket

Healthy Paws has always been fair with price and service for 7 years, until I had 2 claims for my Standard Poodle 2 years ago. He is 12 years old and the surgery and care saved his life, but after filing a claim his premium went from $70 a month to $100 then a year after that to $180 a month. I now have a dog I cant afford the insurance payments for that will not get coverage anywhere else. Healthy Paws was happy to keep my premium low while I had no claims, but once I needed the insurance they made sure I wouldn't keep it.
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5

out of 5

POSTED: | BY: Barbara

Healthy Paws has been amazing with coverage and reimbursement

Over the past several years my dog Shiloh has had multiple surgeries related to the growth of Mast Cell tumors as well as TPLO surgery last August. HEALTHY PAWS PET INSURANCE has been amazingly supportive. Their coverage and quick reimbursement has been a tremendous help in Shilohs health care
1

out of 5

POSTED: | BY: Serkan

They keep increasing premiums

Fortunately we didn't have to submit any claims, but they keep increasing prices as your dog ages. Not small amount 20% every time.
5

out of 5

POSTED: | BY: Pam

Super easy claim process

I adopted my kitten from a shelter last year and was provided a free month of pet insurance. I have never had pet insurance on my dogs, so I didn't know a lot about it. I did a bunch of research and decided to go with Healthy Paws. I honestly didn't think I'd use the insurance since my cat is so young, but a year and a half later she developed painful bladder stones which required expensive surgery. The Healthy Paws claim process was super easy, they reached out to my vet for additional records (saving me time), and my invoices were all approved. It was so easy and a huge relief that she could get the best care possible and I didn't end up with thousands of dollars in bills.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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