Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Glennda Hou

So helpful!

We insured our dog when she was still a puppy as a precaution but didn't need to file any claims until later in her adult life. Healthy Paws was a huge help for us when the vet bills started pouring in, and they are always so fast at completing claims. I especially love how easy their claims submission process is, both on their website and through their app. We are so grateful for their care and compassion towards our dog and would recommend them to any pet parent looking to get pet insurance.
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5

out of 5

POSTED: | BY: Glennda

Helpful and convenient!

We insured our dog when she was still a puppy 2 years ago but didn't have any claims to file until recently. Healthy Paws has been a huge help for us when the vet bills started pouring in, and they are always so fast at completing claims. I especially love how easy their claims submission process is, both on their website and through their app. We are so grateful for their care and compassion towards our dog and would recommend them to any pet parent looking to get pet insurance.
5

out of 5

POSTED: | BY: Kylie

Great Pet Insurance

My 9month old kitten was diagnosed with gingivostomatitis, an autoimmune disorder that requires the removal of all teeth. I purchased Healthy Paws pet insurance for him a few months prior. They came through and reimbursed 80% of the cost within 3 weeks of his surgery! I have an 80/20 plan with a $250 deductible and would highly recommend this to any pet owner. In fact, I see pet insurance as a requirement for owning a pet.
5

out of 5

POSTED: | BY: Giles

Great Service!

Been very happy with the services I have received from Healthy Paws. I started the service with I got my puppy chocolate lab he was 13 weeks old. He is now 5 1/2 years old and just suffered a CCL injury on his rear leg. The surgery is stressful enough but working with Healthy Paws was effortless. I submitted the surgery Invoice and within a week it was approved and a check is on the way. They have also followed up to see how my boy is feeling. Great service! Highly Recommend
5

out of 5

POSTED: | BY: Michael

Incredible Customer Service & Easy Claim

Okay so our dog Winnie has Fractured Coronoid Process in her joints (common in pure-breeds which she isn't). The procedure was ~$7k. We thought we were screwed. HealthyPaws Customer Service supported us the whole way. They provided Direct Pay so we only had to pay our deductible rather and got back to us in less than 2 days. They don't cover everything which is a huge bummer. For example, they won't cover the $200 consultation fee to tell us that Winnie had FCP.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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