Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Marie Serrano

Awesome

I have 2 rescue dogs and love them. They have had a rough life. I wanted to make sure I gave them the best of everything. With a lot of research I went with Healthy Paws. And I am so happy that we did. They are so sweet to both of them. Never have any issues. My youngest dog had three surgeries before she was 2 years old. My oldest dog had surgery the day before his 5th birthday. All cancer surgeries. Healthy Paws paid within days and even sent emails to check up on them. That’s so sweet. Thanks to them my babies are back to being healthy and even more spoiled. I would definitely recommend them to everyone.
5

out of 5

POSTED: | BY: Carol Mahoney

Very happy with Healthy Paws

Healthy Paws has covered not one but two (18 months apart) ACL repair surgeries for our Boxer mix, Zoe. As you can imagine these surgeries were very expensive and stressful for Zoe and our family. They have been checking in to see how Zoe is doing and couldn’t be nicer. They have also covered several other medical issues expeditiously and with no questions asked. Highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Paula Woodruff

The best pet insurance.

The best pet insurance. I have two large Goldendoodles, i signed them up on Healthy Paws as puppies. Recently Dexter got very sick, and needed emergency care. He spent three nights in house. It was quickly confirmed that he would not be able to get well without 24/7 medical care, in fact it was life threatening condition. Having Healthy Paws Pet Insurance, certainly did take away the concern of having a huge vet bill. Healthy Paws also checked up severely times as too how Dexter was doing. Healthy Paws makes it so easy to submit a claim and process usually within 7 to 10 days. I have Pet Insurance because I can budget a monthly payment and have peace of mind that they will always be able to have medical attention when needed. I recommend Healthy Paw to all my friends.
5

out of 5

POSTED: | BY: Stefania

Best insurance provider ever!

I did tons of research on pet insurance before choosing Healthy Paws, and I don't regret it one bit. My doggy got sick and I had to take him to the ER. Luckily he is better and I didn't have to even worry about costs, just his well-being. I submitted a claim after he was discharged and they processed it in a matter of 2 days!! On top of that, they reached out personally to check on how my dog was doing. They have amazing customer service and you can see they care about their customers. So as you can see, my experience with them has been amazing and they have exceeded all expectations.
5

out of 5

POSTED: | BY: Nancy Watt

Thank you, Healthy Paws!

Unbeknownst to us, our English bulldog puppy, Bow, came to us with a wide variety of maladies, probably due to poor breeding practices. A friend suggested that I get pet insurance because veterinary care has become expensive. She suggested the one she used, but I investigated a number of companies and chose Healthy Paws. Bow has had multiple eye surgeries, multiple leg surgeries and she has now developed some sort of liver ailments. Over a 5 year period, they have reimbursed me thousands of dollars. You may choose different levels of reimbursement - I chose 70%. They made it easy to file a claim by simply posting a picture of the bill via a cell telephone app. I have always fronted the bill and the reimbursement has never been more than 2 weeks and most often it's less than a week. Many of the companies I investigated would have dropped Bow's coverage because they have upper limits of coverage. I have always received my reimbursement promptly and with no questions from the company. I've been able to keep Bow because of this insurance. I can't thank them enough. They literally saved Bow's life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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