Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Belinda Miller

Pet Insurance gives peace of mind...

My husband and I made the choice to go with Healthy Paws a little over five years ago when we purchased our mini Poodle. We researched many different companies before making our final decision. We have not regretted our decision even once over the years. The first 4 years Samson was very healthy, but this past year things changed quickly. Samson developed cataracts on both eyes that progressed very quickly. Thanks to Healthy Paws insurance we were able to afford surgery to remove both cataracts. Samson had a complication with his left eye resulting in Retinal Detachment. Again, we were able to see an Ophthalmologist that specializes in reattachment (one of 5 in the world that does this) because we had Pet Insurance that would pay a large percentage of the procedure. The costs of these surgery’s plus check ups were around $8000. We paid very little out of pocket. We would highly recommend Healthy Paws Insurance. They paid each claim without hesitation. I am so thankful for the peace of mind that the insurance offers so that my Samson can always receive the best of care without worry of cost.
5

out of 5

POSTED: | BY: Christie Poole

The BEST pet insurance out there!!!

They always process my claims within 3-4 days at the very most, sometimes it's the next day. The ease of submitting a claim is outstanding. You don't have to have your veterinarian fill out a claim, you can just have them email you the pet records and upload with an invoice-and that's it! The customer service is outstanding!. I've had my Chihuahua insured with Healthy Paws for a few years and in the last two years he developed congestive heart failure and started having seizures. He was very sick recently and was referred to a Neurologist, and Healthy Paws emailed me to ask if he was going to be ok and asked me to follow up with them on his progress, then they paid the claims right away. I really can't say enough good things about this company. I've tried another pet insurance company with another dog I have, just because it was a little bit cheaper per month, and they did mental gymnastics to try and get out of paying for a claim. So I dropped them and signed my other dog up with Healthy Paws, you really do get what you pay for!!! I've NEVER had any issues with claims or payments, and I recommend them to everyone who has a pet they love.
5

out of 5

POSTED: | BY: Christie

THE BEST pet insurance out there, hands down!!

They always process my claims within 3-4 days at the very most, sometimes it's the next day. The ease of submitting a claim is outstanding. You don't have to have your veterinarian fill out a claim, you can just have them email you the pet records and upload with an invoice-and that's it! The customer service is outstanding! I've had my Chihuahua insured with Healthy Paws for a few years and in the last two years he developed congestive heart failure and started having seizures. He was very sick recently and was referred to a Neurologist, and Healthy Paws emailed me to ask if he was going to be ok and asked me to follow up with them on his progress, then they paid the claims right away. I really can't say enough good things about this company. I've tried another pet insurance company with another dog I have, just because it was a little bit cheaper per month, and they did mental gymnastics to try and get out of paying for a claim. So I dropped them and signed my other dog up with Healthy Paws, you really do get what you pay for!!! I've NEVER had any issues with claims or payments, and I recommend them to everyone who has a pet they love.
5

out of 5

POSTED: | BY: Rachel

Best decision for every pet parent

After much research, I selected Healthy Paws pet insurance after rescuing my two puppies. Since they were rescues, I didn’t know what to expect from a medical background. I am so thankful for Healthy Paws services, professionalism and responsiveness. They are very quick to process claims. My one rescue was only 6 months when we learned she was going to need very expensive elbow surgery. Healthy Paws made an impossible decision so much easier. Without them, we would have not been able to afford the surgery. The ongoing prognosis required ongoing medication, all of which has continued to be covered. I fully expected, as with most human insurance companies, things to get denied or pushed back. This never happened as long as it was under the coverage. They don’t cover exams and well pet costs, but that is what you sign up for as a pet parent. You don’t sign up for making heartbreaking decisions between helping your pet when they are in pain or sick and your finances. Healthy Paws gives you the freedom and independence to make sure you can always do what is right for your pet. Most recently, my same dog had a mass removed and they followed up with a personalized email asking how she was doing. This is a company that truly cares about pets, their customers, and making sure the best care is received. I’m so thankful I found them and I can’t recommend them highly enough. Enroll with them today for peace of mind and you’ll be so glad you did. I hope you never have to use it, but the moment you do, it will be the biggest blessing to both you and your pet. Thank you Healthy Paws for all you have done for my family. I will continue to recommend you to everyone I can!
5

out of 5

POSTED: | BY: Rachel

Incredible insurance for peace of mind

After much research, I selected Healthy Paws pet insurance after rescuing my two puppies. Since they were rescues, I didn’t know what to expect from a medical background. I am so thankful for Healthy Paws services, professionalism and responsiveness. They are always very quick to process your claims. My one rescue was only 6 months when we learned she was going to need very expensive elbow surgery. Healthy Paws made an impossible decision so much easier. Without them, we would have not been able to afford the surgery. The ongoing prognosis required ongoing medication, all of which has continued to be covered. I fully expected, as with most human insurance companies, things to get denied or pushed back. This never happened as long as it was under the coverage. They don’t cover exams and well pet costs, but that is what you sign up for as a pet parent. You don’t sign up for making heartbreaking decisions between helping your pet when they are in pain or sick and your finances. Healthy Paws gives you the freedom and independence to make sure you can always do what is right for your pet. Most recently, my same dog had a mass removed and they followed up with a personalized email asking how she was doing. This is a company that truly cares about pets, their customers, and making sure the best care is received. I’m so thankful I found them and I can’t recommend them highly enough. Enroll with them today for peace of mind and you’ll be so glad you did. I hope you never have to use it, but the moment you do, it will be the biggest blessing to both you and your pet. Thank you Healthy Paws for all you have done for my family. I will continue to recommend you to everyone I can!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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