Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Michael Shamis

Great service

My two dogs are insured with healthypaws for a while, so far luckily, I didn't have any large claims. Recently my dog had to undergo an expensive surgery (more than 5000$) and I had to file a claim. My experience was amazing! Never had such experience with any insurance company. Although they replied that it can take upto 10 business days to review the claim(which by itself isn't long), they reviewed and approved the claim within 1 day without any issues! I've received the check by the end of the week. Later they also communicated to check up on my pup. Examplary service, I'm definitely a happy customer.
1

out of 5

POSTED: | BY: Marcia B

I DO NOT recommend Healthy Paws

I DO NOT recommend Healthy Paws. I started using them on 1.24.19 when my Minature poodle was 18 weeks old and the monthly premium was $32.18. The following year the premium went to $41.57/mo and now come 1.24.2021 it is going to $54! That is a 68% increase in 24 months!!! I have never submitted a claim! Nothing in 2020, the COVID Crisis year, has gone up 68%. SHAME ON YOU HEALTHY PAWS FOR GOUGING YOUR CLIENTS!!
5

out of 5

POSTED: | BY: Barbara

We love the protection provided by…

We love the protection provided by Healthy Paws. 1. It’s so easy to customize your coverage 2. The App is very easy to use to submit your claims 3. Claims are promptly resolved and paid I’ve recommended them on FaceBook Pet groups I follow when others are looking for information on Pet Insurance.
5

out of 5

POSTED: | BY: Connor Phu

Healthy Paws have been so helpful with…

Healthy Paws have been so helpful with my dog Juni who recently went through knee surgery. Claim process were quick and easy that can be done through their mobile apps or by email. The claims are usually in process status within 2-3 business days after claims have been submitted and paid out 2-3 business days after that directly into our bank account. The premiums are affordable and it's a yearly deductible rather than per visit. I do wish that their mobile app allows us to upload invoice in pdf formats though as electronic receipts are becoming more common.
5

out of 5

POSTED: | BY: Anne

I love Healthy Paws insurance company

I love Healthy Paws insurance company. They have been a lifesaver for me and my dog, Tizo. Can you imagine an insurance company that reviews your claims in 24-48 hours and sends your reimbursement straight to your account a day or two after? It's true. You submit the claim online, wait a couple days and suddenly those outrageous bills seem much more reasonable. I just had an incident where Tizo became very, very sick overnight. She could have died! But fortunately I got her to a vet within a day -- and then the bills starting coming in. But Healthy Paws made it quite manageable for me. And, then, believe it or not, a week or so after, they wrote to me to ask me how we both were doing! Exceptional service, exceptional care!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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