Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,284

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Connie

I highly recommend this dependable and personable company.

Healthy Paws has lived up to all my expectations and more. Our poodle-mix rescue was a healthy one-year-old when we got her. She's eight now and Healthy Paws has helped us keep her going. She's had major dental work ($3600), two pancreatic attack incidents, several injuries, and ongoing allergy medications. Healthy Paws reimburses us promptly and sends messages asking how she is doing. Whenever we need Veterinary services, we do not hesitate to get our dog the care she needs. This insurance gives us great peace of mind.
5

out of 5

POSTED: | BY: Linda

Lifesavers

Finn is a rescue pup so you wonder what his needs may be. Thank goodness I found Healthy Paws Insurance. The easiest sign up and the app is so easy to submit claims and ask questions. The team at healthy paws is super responsive. I highly recommend them to any new pet owner.
5

out of 5

POSTED: | BY: Connie Vandergriff

Healthy Paws has lived up to all my…

Healthy Paws has lived up to all my expectations and more. Our poodle-mix rescue was a healthy one-year-old when we got her. She's eight now and Healthy Paws has helped us keep her going. She's had major dental work ($3600), two pancreatic attack incidents, several injuries, and ongoing allergy medications. Healthy Paws reimburses us promptly and sends messages asking how she is doing. Whenever we need Veterinary services, we do not hesitate to get our dog the care she needs. This insurance gives us great peace of mind.
5

out of 5

POSTED: | BY: Lenore

Very disappointed.

Extremely disappointed in this company. I have had policies on two of my dogs for the last year and never submitted a claim. Tha. t means that I paid out close to $1000, Today I received an Email informing me that my policies were going up $38/mo. When I called I was told that it was because other policy holders had put in more claims than anticipated. I don't think so! I will be changing companies.
5

out of 5

POSTED: | BY: Sara S.

Our pup came down with a pretty nasty…

Our pup came down with a pretty nasty stomach bug, causing him to spend two nights in the animal hospital. Once he got better and the dust settled, I submitted a claim to Healthy Paws. The whole process was incredibly easy! After uploading the necessary documents to their website, which was really simple, I received a confirmation email immediately. A day or two later, I received an official claim number, and then the itemized reimbursement statement about 5 days later. Then reimbursement check also came very promptly. It was a very smooth process! About a week later, they sent me a personalized email checking in on our dog, which was so thoughtful!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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