Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
We are always impressed by how fast Healthy Paws processes our claims. Our puppy unfortunately injured his ligament and needs chronic anti-inflammatory meds and injections. Healthy Paws reimburses all our claims in ~3 days, so we never have any financial concerns. Thank you Healthy Paws!
We've had policies on our dogs for several years now, and have had an extremely positive experience w/HealthyPaws. Most recently, our 11-year-old pup was diagnosed with liver cancer, very unexpectedly. His claims for diagnostics, surgery, and hospitalization were all covered quickly and without a fight. It's a comfort knowing that we found a company that stands behind their policy and allows us to focus on getting and keeping our beloved fur-babies if something unexpected happens.
5
out of 5
POSTED:
| BY: MONICA
Will never use another company for Pet Insurance
We've had policies on our dogs for several years now, and have had an extremely positive experience w/HealthyPaws. Most recently, our 11-year-old pup was diagnosed with liver cancer, very unexpectedly. His claims for diagnostics, surgery, and hospitalization were all covered quickly and without a fight. It's a comfort knowing that we found a company that stands behind their policy and allows us to focus on getting and keeping our beloved fur-babies if something unexpected happens.
We have two rescue puppers that both came from a bad situation. They are now 7½ years old 5½, we foster-failed them when they were both very young, weeks old. We immediately got pet insurance when we adopted them. We first used PetFirst, because I was attracted to the wellness package, but I was not very happy with the coverage. Within a year we switched to Healthy Paws because I liked their coverage better, read excellent reviews, and realized that we needed insurance for life changing events (sickness and/or accidents). We wanted peace of mind that if something should happen to our little furry family members, that it would be a choice of “will this give them the best quality of life?” as opposed to “can we afford this?”. I tell you; the last two years have been a ringer for us, and we have never needed this insurance more.
Our older pup was bitten by a rattlesnake, got a really bad MRSA infection that took a year to recover from and when we moved into our new home, he developed grass allergies (of all things?!). He’s currently being treated by a dermatologist for that allergy and we are diligently working on redoing our landscaping and ripping out the grass…all for him. Outside of the deductible and some small exclusions (i.e. exam fees) all of his vet bills were covered by Healthy Paws, we opted for the 90% reimbursement option years ago and have maintained that coverage.
Our younger pup ripped a nail completely off, but interesting enough the quick remained (very painful as it was completely exposed). And then unfortunately, 3 weeks ago she was hit by a car and had to have a total hip replacement. She also cracked a tooth in the accident that still needs to be addressed once she is stronger from her above operation. We were there when it happened, saw it, and I can’t even begin to explain how we were feeling, seeing her almost killed, her suffering, and knowing that we failed to keep her safe. That she is alive and will be ok, has kept us sane. She was IMMEDIATLEY taken to a vet, stabilized, and treated for her injuries. As terrifying as this all was, at no time did we think about the cost or that we will have to surrender her, let her suffer in pain, or euthanize her. I lost 3 close family members and my job this year. The thought of not having her treated never even crossed our minds.
All of this is thanks to Healthy Paws. In the craziness of 2020, I am so thankfully that we had the insight to get insurance and grateful that Healthy Paws has been so awesome.
Their claim filing is a complete breeze, it takes less than 2 minutes if you have your vet email you the receipt and any necessary medical records. If you have any questions, their customer service has been very responsive. And their turn-around time for reimbursement is very quick, within days!
From the beginning I have told all of our pet parent friends that they need to get pet insurance. Do your own research and get what works for you, but I am a strong advocate for this company.
Stay safe and healthy!
~Healthy Paws Biggest Fan
5
out of 5
POSTED:
| BY: Maria - Happy Customer
Worth It!
We have two rescue puppers that both came from a bad situation. They are now 7½ years old 5½, we foster-failed them when they were both very young, weeks old. We immediately got pet insurance when we adopted them. We first used PetFirst, because I was attracted to the wellness package, but I was not very happy with the coverage. Within a year we switched to Healthy Paws because I liked their coverage better, read excellent reviews, and realized that we needed insurance for life changing events (sickness and/or accidents). We wanted peace of mind that if something should happen to our little furry family members, that it would be a choice of “will this give them the best quality of life?” as opposed to “can we afford this?”. I tell you; the last two years have been a ringer for us, and we have never needed this insurance more.
Our older pup was bitten by a rattlesnake, got a really bad MRSA infection that took a year to recover from and when we moved into our new home, he developed grass allergies (of all things?!). He’s currently being treated by a dermatologist for that allergy and we are diligently working on redoing our landscaping and ripping out the grass…all for him. Outside of the deductible and some small exclusions (i.e. exam fees) all of his vet bills were covered by Healthy Paws, we opted for the 90% reimbursement option years ago and have maintained that coverage.
Our younger pup ripped a nail completely off, but interesting enough the quick remained (very painful as it was completely exposed). And then unfortunately, 3 weeks ago she was hit by a car and had to have a total hip replacement. She also cracked a tooth in the accident that still needs to be addressed once she is stronger from her above operation. We were there when it happened, saw it, and I can’t even begin to explain how we were feeling, seeing her almost killed, her suffering, and knowing that we failed to keep her safe. That she is alive and will be ok, has kept us sane. She was IMMEDIATLEY taken to a vet, stabilized, and treated for her injuries. As terrifying as this all was, at no time did we think about the cost or that we will have to surrender her, let her suffer in pain, or euthanize her. I lost 3 family members and my job this year. The thought of not having her treated never even crossed our minds.
All of this is thanks to Healthy Paws. In the craziness of 2020, I am so thankfully that we had the insight to get insurance and grateful that Healthy Paws has been so awesome.
Their claim filing is a complete breeze, it takes less than 2 minutes if you have your vet email you the receipt and any necessary medical records. If you have any questions, their customer service has been very responsive. And their turn-around time for reimbursement is very quick, within days!
From the beginning I have told all of our pet parent friends that they need to get pet insurance. Do your own research and get what works for you, but I am a strong advocate for this company.
Stay safe and healthy!
~Healthy Paws Biggest Fan
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
